credit cards

Credit Cards Information

Income tax calculator

How much do you owe the ATO? Calculate your income tax using this tax calculator.

Low Introductory Rate Credit Cards – a honeymoon for your credit balance

Honeymoon periods on credit cards are just like the honeymoon of a marriage: they start off well enough but the real work begins afterwards.

If you are thinking of utilising a honeymoon period, you should read this article and make sure you know what you‘re getting - not all that glitters is gold.

Debit cards: get the flexibility of a credit card but avoid the debt

If you’re the kind of person who struggles to reign in your credit card debt each month, a debit card could be for you. Debit cards have all the functionality of credit cards – you can make purchases online or over the phone – but only let you spend money you actually have.

Avoiding credit card fees – tips and tricks

Fees and charges; it seems that credit cards have a never-ending list of them. So how do you avoid them? How can you have the convenience of a credit card without it breaking the bank? The first thing you need to do is choose the credit card that’s right for you.

Low-rate credit cards

In an attempt to stay ahead of the pack, credit card providers are now offering special incentives to customers. These include 0% balance transfers, rewards programs and attractive ongoing interest rates. But is the low-rate credit card really as good as it sounds?

Credit cards and internet security

With technology advancing rapidly, so is the opportunity for abuse. Fraudsters have jumped on the internet bandwagon, developing new methods of stealing credit card information. So how do can you keep your credit card information secure?