Woolworths Everyday Money Credit Card

Purchase rate p.a.
-

Balance transfer rate p.a.
-

Annual fee
-

Moneybuddy says

A new Woolworths credit card (provided by HSBC) that offers a $** Bonus Shopping Card (for a limited time) and a range of point rewards for every dollar spent at Woolworths, Safeway, Dick Smith Electronics, Tandy and other stores. It's worth noting that there's a fairly high purchase interest rate of **.**% p.a. however. The fresh food people move into finance.

The Basics

Card class MasterCard

Card type Credit card

Purchase rate p.a. -

Balance transfer rate p.a. -

Annual fee -

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security -

Extended warranty -

International travel insurance -

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. -

Cash advance rate p.a. -

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days -

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to Woolworths's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Woolworths says

EverydayMoney Credit Card is competitively positioned in “Retail Rewards Card” market with:Lowest APR, Unique rewards – Shopping card every * months, Hot offer – Bonus $** shopping card. Apply by ** March **** and make * purchases by May ****, Low annual free (waived for first year) Acquisition offer: Bonus $** shopping card. Apply by **March **** and make * purchases by May ****

Key features

Lowest APR
Unique rewards – Shopping card every* months
Hot offer – Bonus $** shopping card. Apply by ** March **** and make * purchases by May ****
Low annual free (waived for first year)

Pros

Bonus $** shopping card
fairly low annual fee thereafter (for a limited time)

Cons

High purchase interest rate

Terms & conditions

The Everyday Money credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 and HSBC is the credit provider. Lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 11 January 2010 and are subject to change. Terms and conditions apply and are available upon request. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. *As rated by CANSTAR CANNEX, May 2009.1.The bonus $50 shopping card is only available to new approved primary cardholders who apply between 11 January 2010 and 31 March 2010, and who make 3 purchases on their new card by 31 May 2010 (excluding Dick Smith interest free promotions). Your account must be current and not in arrears. The bonus $50 shopping card offer cannot be used in conjunction with any other bonus offer. Allow up to eight weeks from date of third purchase on your credit card for receipt of your shopping card.2. No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, standalone photo kiosks, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers. For a list of franchisees and resellers please call 1300 10 1234.3. The Everyday Money™ Shop