Westpac Altitude Platinum Credit Card

Moneybuddy says

The Westpac Altitude Platinum Credit Card is much more than just your average credit card. With this credit card, be rewarded for your spending, indulge with complimentary platinum concierge service and be protected with included overseas travel insurance cover. For a limited time Get 60,000 bonus Qantas or Altitude points when you spend $3000 within 90 days of card approval. Bonus points do not count towards the points cap. But if you would usually earn less points that this per month it shouldn't be a problem for you. This offer is for online applications only. Offer ends Oct 26th, 2017.

The Basics

Card class Visa / AMEX

Card type Credit card

The cool stuff: features

Reward program Yes

Reward program name Altitude Rewards Program

Reward program details Earn 2 Altitude points per $1 spent on purchases on your Altitude Platinum American Express® Card for maximum points earning. Earn 1 Qantas point per $1 spent on purchases on your Altitude Platinum Visa. You can redeem your Altitude reward points (minimum 3,000) for a wide range of rewards and you can also use your Altitude points to redeem frequent flyer points from 5 different frequent flyer programs; Virgin Australia’s Velocity, Malaysia Airline’s Enrich, Air New Zealand Airpoints, Singapore Airlines KrisFlyer, Cathay Pacific AsiaMiles. Points capped at 7,500 per statement cycle.

Reward program terms The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to the Altitude Rewards Terms and Conditions. Altitude points are not earned on cash advances or purchase of gambling chips. You do not receive reward points if your card account is in arrears for 2 consecutive statement cycles. You are not titled to points in other circumstances. You must have earned a minimum of 3,000 points before you can redeem reward points for any rewards.

Additional card holder Yes

Add. card holder details Add one additional cardholder (16 years or older) at no extra cost

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access -

Phone access -

The Facts & Figures

Purchase rate p.a. 20.24%

Cash advance rate p.a. 20.74%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days 45 days

Minimum repayment -

Min. credit $6,000

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $15

Atm fee -

International transaction fees Yes

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Westpac says

Earn Altitude rewards points on eligible purchases and enjoy the convenience of a platinum concierge service as well as a range of complimentary insurance covers.

Key features

  • Earn Altitude points, which you can redeem for a range of rewards, enticing travel packages and experiences
  • Two cards included American Express and Visa
  • A range of complimentary insurance covers such as overseas travel insurance, purchase security insurance and extended warranty insurance
  • Get 60,000 bonus Qantas or Altitude points when you spend $3000 within 90 days of card approval
  • Apply by Oct 26th, 2017.


  • Two cards linked to one account
  • Complimentary Platinum Concierge Service 24/7 worldwide
  • Up to 45 days interest free
  • 60,000 bonus Qantas or Altitude points when you spend $3000 within 90 days of card approval
  • Offer ends Oct 26th, 2017

Terms & conditions

Earning and redeeming Altitude rewards points on Altitude credit cards is subject to the Altitude Rewards Terms and Conditions. Points capping may apply. You do not receive Altitude points on balance transfers and cash advances and in other circumstances – refer to Altitude Rewards Terms and Conditions. *bonus Qantas or Altitude points apply when you spend $3000 within 90 days of card approval


My shortlist

You can shortlist products here & email them later.

No products currently shortlisted.


What are you looking for?

What type of card?

more options > Search Plan

Special offers

Find a mortgage broker

Enter your location to find a professional near you.

home > compare credit cards > Westpac credit cards > Westpac Altitude Platinum Credit Card