Westpac 55 Day Platinum Credit Card

Moneybuddy says

The Westpac 55 Day Platinum Credit Card offers users great benefits including complementary insurance cover and complementary concierge service. The annual fee is waived in the first year and is waived every subsequent year that you spend over $10,000 on the card. This platinum card also provides extended warranty insurance on personal goods. The balance transfer rate is only 0% p.a for up to 18 months + 2% BT fee. The rate then switches to standard variable purchase rate. Alternatively, get $200 Cashback when you spend $400 or more within 90 days from card approval. The annual fee is waived for the first year - saving you $90. All the special offers end on Oct 26th, 2017.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Add one additional cardholder (16 years or older) at no extra cost

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.84%

Cash advance rate p.a. 21.29%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 18

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit $8,000

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $15

Atm fee -

International transaction fees Yes

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Westpac says

With a suite of premium benefits, a $0 annual fee offer and a 0% p.a. balance transfer rate for 18 months + 2% BT fee OR $200 Cashback when you spend $400 or more within 90 days from card approval, Westpac's 55 Day Platinum Visa Credit card is looking more attractive than ever. Simply apply before Oct 26th, 2017.

Key features

  • A range of complimentary insurance including overseas travel insurance, purchase security and extended warranty insurance
  • Complimentary Platinum Concierge Service worldwide
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the statement due date
  • 0% p.a. for 18 months +2% BT fee on balance transfers requested at application
  • OR $200 Cashback when you spend $400 or more within 90 days from card approval
  • $0 annual fee for the first year (save $90!) and subsequent years when spending $10,000 p.a. Offer ends October 26th, 2017.


  • $0 annual fee for the first year - save $90!
  • 55 days interest free
  • 0% p.a balance transfers for up to 18 months
  • OR $200 Cashback when you spend $400 or more within 90 days from card approval.

Terms & conditions

A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.


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