Westpac No Annual Fee MasterCard
19.74%
0%
$0
Moneybuddy says
MasterCard from Westpac with fairly high rates but offering the bonus of no annual fee.
The Basics
Card class MasterCard
Card type Credit card
Purchase rate 19.74%
Balance transfer rate 0%
Annual fee $0
The cool stuff: features
Reward program -
Reward program name -
Reward program details -
Reward program terms -
Additional card holder No
Add. card holder details -
Purchase security -
Extended warranty -
International travel insurance -
Online access No
Phone access No
The Facts & Figures
Purchase rate 19.74%
Cash advance rate 21.24%
Introductory purchase rate -
Introductory purchase rate period -
Introductory balance transfer period 6 months
Balance transfer rate 3.99%
Introductory balance transfer rate 0%
Interest free days -
Minimum repayment -
Min. credit -
Max. credit -
Cash advance limit -
Cash advance limit period -
The ugly stuff: fees
Reward program fee -
Late payment fee -
Atm fee -
Foreign exchange fees -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Westpac says
No annual fee for the life of your card.
Annual fee: $0, Interest rate: 18.24% p.a. for purchases, 19.99% p.a. for cash advances
Key features
- No annual fee for the life of your card
- Free additional cardholder
- Optional - Credit Card Repayment Protection
- 3.99% p.a. for 6 months on balance transfers made at card application
Pros
- No annual fee
- Free additional cardholder
- 3.99% p.a. for 6 months on balance transfers
Cons
- High purchase & cash advance rates
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