Westpac Altitude Card

Purchase rate
19.64%

Balance transfer rate
0%

Annual fee
$100

Moneybuddy says

With the Westpac Altitude Card you get two cards - the American Express Altitude card and the MasterCard Altitude. It features, and membership of the Altitude Rewards program. Altitude points have no expiry and you can add an additional set of cards to earn points faster. The Westpac Altitude card has a fairly high interest rate, but you get up to 45 days to pay your balance off with no interest. You get 2 Altitude points for every dollar you spend on the American Express Altitude card, and 1 for the MasterCard.

The Basics

Card class MasterCard / AMEX

Card type Credit card

Purchase rate 19.64%

Balance transfer rate 0%

Annual fee $100

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details Yes - free

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 19.64%

Cash advance rate 21.24%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period 6 months

Balance transfer rate 3.99%

Introductory balance transfer rate 0%

Interest free days 44 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Westpac says

Reward yourself in half the time and redeem for a variety of reward options.Annual fee: $100, Interest rate:17.74% p.a. for purchases, 19.99% p.a. for cash advances, Up to 45 days interest free on credit purchases, Money magazine award winner, 3.99% p.a. for 6 months on balance transfers1 made at card application, Receive 5,000 bonus Altitude points from when your card is first used

Key features

Get two credit cards - the Altitude American Express Card and the Altitude Visa Card or the Altitude MasterCard
Redeem Altitude points for flights on any of the world's major airlines
or for frequent flyer points with Virgin Blue
Malaysia Airlines
Air New Zealand or Singapore Airlines
Earn one point per dollar spent with your Altitude Visa Card or your Altitude MasterCard
Earn up to three points per dollar spent at selected Bonus Partners
Earn bonus points with our personalised travel service - Altitude Travel
Optional - Credit Card Repayment Protection