Westpac Altitude Card
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Moneybuddy says
With the Westpac Altitude Card you get two cards - the American Express Altitude card and the MasterCard Altitude. It features, and membership of the Altitude Rewards program. Altitude points have no expiry and you can add an additional set of cards to earn points faster. The Westpac Altitude card has a fairly high interest rate, but you get up to ** days to pay your balance off with no interest. You get * Altitude points for every dollar you spend on the American Express Altitude card, and * for the MasterCard.
The Basics
Card class MasterCard / AMEX
Card type Credit card
Purchase rate p.a. -
Balance transfer rate p.a. -
Annual fee -
The cool stuff: features
Reward program Yes
Reward program name -
Reward program details -
Reward program terms -
Additional card holder No
Add. card holder details Yes - free
Purchase security No
Extended warranty No
International travel insurance No
Online access No
Phone access No
The Facts & Figures
Purchase rate p.a. -
Cash advance rate p.a. -
Introductory purchase rate p.a. -
Introductory purchase rate period -
Introductory balance transfer period -
Balance transfer rate p.a. -
Introductory balance transfer rate p.a. -
Interest free days -
Minimum repayment -
Min. credit -
Max. credit -
Cash advance limit -
Cash advance limit period -
The ugly stuff: fees
Reward program fee -
Late payment fee -
Atm fee -
Foreign exchange fees -
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.
Westpac says
Reward yourself in half the time and redeem for a variety of reward options.Annual fee: $***, Interest rate:**.**% p.a. for purchases, **.**% p.a. for cash advances, Up to ** days interest free on credit purchases, Money magazine award winner, *.**% p.a. for * months on balance transfers* made at card application, Receive *,*** bonus Altitude points from when your card is first used
Key features
- Get two credit cards - the Altitude American Express Card and the Altitude Visa Card or the Altitude MasterCard
- Redeem Altitude points for flights on any of the world's major airlines
- or for frequent flyer points with Virgin Blue
- Malaysia Airlines
- Air New Zealand or Singapore Airlines
- Earn one point per dollar spent with your Altitude Visa Card or your Altitude MasterCard
- Earn up to three points per dollar spent at selected Bonus Partners
- Earn bonus points with our personalised travel service - Altitude Travel
- Optional - Credit Card Repayment Protection
Pros
- ** days interest free on purchases
- Free set of additional cards
- * cards - AMEX and MasterCard - gives you flexibility
Cons
- Fairly high interest rate
- Moderate annual fee
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