Westpac 55 Day
19.34%
0%
$30
Moneybuddy says
Visa or MasterCard from Westpac for everyday purchases. 55 Day card offers 3.99% on balance transfers for 6 months and 0% on purchases for the first 5 months. Interest rate reverts to a high rate but a useful promotion nonetheless.
The Basics
Card class Mastercard / Visa
Card type Credit card
Purchase rate 19.34%
Balance transfer rate 0%
Annual fee $30
The cool stuff: features
Reward program -
Reward program name -
Reward program details -
Reward program terms -
Additional card holder No
Add. card holder details -
Purchase security -
Extended warranty -
International travel insurance -
Online access No
Phone access No
The Facts & Figures
Purchase rate 19.34%
Cash advance rate 21.24%
Introductory purchase rate -
Introductory purchase rate period -
Introductory balance transfer period -
Balance transfer rate 3.99%
Introductory balance transfer rate 0%
Interest free days 55 days
Minimum repayment -
Min. credit -
Max. credit -
Cash advance limit -
Cash advance limit period -
The ugly stuff: fees
Reward program fee -
Late payment fee -
Atm fee -
Foreign exchange fees -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Westpac says
A great everyday card.
0% p.a. on purchases for the first 5 months from when your account is opened (special promotion for a limited time), Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.), Interest rate: 17.74% pa for purchases, 19.99% pa for cash advances, Up to 55 days interest free on credit purchases where your closing balance (including any balance transfer amount or other promotional amount) is paid in full by the due date each month
Key features
- Worldwide acceptance
- Free additional cardholder
- Optional - Credit Card Repayment Protection
Pros
- 0% on purchases for 5 months
- Free additional cardholder
Cons
- High purchase rate after introductory period
- High cash advance rate
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