Westpac 55 Day

Purchase rate
18.59%

Balance transfer rate
0%

Annual fee
$30

Moneybuddy says

Visa or MasterCard from Westpac for everyday purchases. 55 Day card offers 3.99% on balance transfers for 6 months and 0% on purchases for the first 5 months. Interest rate reverts to a high rate but a useful promotion nonetheless.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate 18.59%

Balance transfer rate 0%

Annual fee $30

The cool stuff: features

Reward program -

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security -

Extended warranty -

International travel insurance -

Online access No

Phone access No

The Facts & Figures

Purchase rate 18.59%

Cash advance rate 20.49%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate 3.99%

Introductory balance transfer rate 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Westpac says

A great everyday card.

0% p.a. on purchases for the first 5 months from when your account is opened (special promotion for a limited time), Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.), Interest rate: 17.74% pa for purchases, 19.99% pa for cash advances, Up to 55 days interest free on credit purchases where your closing balance (including any balance transfer amount or other promotional amount) is paid in full by the due date each month