Westpac 55 Day

Westpac
Purchase rate p.a.
-
Balance transfer rate p.a.
-
Annual fee
-

Moneybuddy says

Visa or MasterCard from Westpac for everyday purchases. ** Day card offers *.**% on balance transfers for * months and *% on purchases for the first * months. Interest rate reverts to a high rate but a useful promotion nonetheless.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate p.a. -

Balance transfer rate p.a. -

Annual fee -

The cool stuff: features

Reward program -

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security -

Extended warranty -

International travel insurance -

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. -

Cash advance rate p.a. -

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days -

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.

Westpac says

A great everyday card.

*% p.a. on purchases for the first * months from when your account is opened (special promotion for a limited time), Annual fee: $** (waived for the first year and ongoing when you make purchases of at least $**,*** pa.), Interest rate: **.**% pa for purchases, **.**% pa for cash advances, Up to ** days interest free on credit purchases where your closing balance (including any balance transfer amount or other promotional amount) is paid in full by the due date each month

Key features

  • Worldwide acceptance
  • Free additional cardholder
  • Optional - Credit Card Repayment Protection

Pros

  • *% on purchases for * months
  • Free additional cardholder

Cons

  • High purchase rate after introductory period
  • High cash advance rate
 

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