St George Bank St George Vertigo MasterCard

Balance transfer rate p.a. (12 months)
0.99%

Moneybuddy says

The St. George Vertigo MasterCard was awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009 and has one of the lowest rates available on purchases. It features up to 55 days interest free on purchases and a fairly low annual fee. You can also add an additional cardholder for no extra fee and link it to other accounts.

The Basics

Card class MasterCard

Card type Credit card

Purchase rate p.a. 13.24%

Balance transfer rate p.a. (12 months) 0.99%

Annual fee $55

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - 1 free

Purchase security -

Extended warranty -

International travel insurance -

Online access Yes

Phone access Yes

The Facts & Figures

Purchase rate p.a. 13.24%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period 12 months

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0.99%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee $9

Atm fee -

Foreign exchange fees -

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St George Bank says

If you love to shop, the St George Vertigo MasterCard has one of Australia’s lowest variable rates on purchases - currently just 13.24% p.a. (21.49% p.a. variable rate on cash advances). You could save even more on interest by transferring a balance from a non-St.George card to your Vertigo MasterCard and receive 0.99% p.a. on balance transfers for up to 12 months.

Key features

A low rate on purchases
0.99%p.a. balance transfer rate for up to 12 months
Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009
Up to 55 interest free days on purchases
Low $55 annual fee
An additional card for a friend or family member with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking