St George Bank Vertigo MasterCard

Moneybuddy says

The St. George Vertigo MasterCard was awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009 and has one of the lowest rates available on purchases, plus a 2.99% interest rate for the six month honeymoon period. It features up to 55 days interest free on purchases and a fairly low annual fee. You can also add an additional cardholder for no extra fee and link it to other accounts.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate 2.99%

Balance transfer rate 2.99%

Annual fee $55

The cool stuff: features

Reward program -

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details Yes - 1 free

Purchase security -

Extended warranty -

International travel insurance -

Online access No

Phone access No

The Facts & Figures

Purchase rate 2.99%

Cash advance rate 20.74%

Introductory purchase rate 2.99%

Introductory purchase rate period -

Introductory balance transfer period 6 months

Balance transfer rate 2.99%

Introductory balance transfer rate 2.99%

Interest free days 55 days

Minimum repayment -

Min. credit $500

Max. credit -

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

St George Bank says

If you love to shop, this lower interest rate credit card may be just for you. For a limited time, a new Vertigo MasterCard comes with a low 2.99% p.a. on purchases for the first 6 months* from when the account is opened. Once the promotional period is over, the Vertigo MasterCard then reverts to one of Australia’s lowest variable rates on purchases - currently just 11.99% p.a. (20.74% p.a. variable rate on cash advances). You could save even more on interest by transferring a balance from a non-St.George card to your Vertigo MasterCard and receive 2.99% p.a. on balance transfers for up to 6 months**.

Key features

A low rate on purchases of 2.99% p.a*
2.99%p.a. balance transfer rate for up to 6 months**
Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009.***
Up to 55 interest free days on purchases*
Low $55 annual fee
An additional card for a friend or family member
with all transactions on one statement
Linked access to your other St.George accounts
for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits