St.George Bank Platinum Credit Card

Moneybuddy says

The St.George Platinum Visa Credit Card is great for shopping and travel and provides a range of premium benefits and complimentary insurances. It has a purchase rate that seems reasonable compared to other platinum credit cards and an average cash advance rate. You have 55 days to pay back your balance interest free, and you can add up to three additional cardholders to the account. There is a balance transfer rate of 3.99% for up to six months.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details 3 additional card holders for no extra cost

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 15.99%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 3.99%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $9

Atm fee -

Foreign exchange fees -

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St.George says

The ultimate for shopping and travel, Platinum is a low interest credit card delivering great value and premium benefits. In addition to a low rate on purchases, Platinum makes life a little easier with access to your own Personal Concierge Service as well as a range of complimentary shopping and travel insurances.

Key features

Low Platinum purchase rate
Low $89 Platinum annual fee
3.99% p.a balance transfer rate for up to 6 months
Up to 55 interest free days on purchases
A range of complimentary insurances including:
Domestic flight inconvenience insurance
Transit accident
Purchase cover
Extended warranty
Best price guarantee
Personal Concierge Service
Up to 3 additional cards for your friends or family with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking