St George Bank Platinum Credit Card

Moneybuddy says

The St. George Platinum Credit Card is great for shopping and travel and provides a range of premium benefits and complimentary insurances. It has a purchase rate that seems reasonable compared to other platinums and average cash advance rate. You can also choose Visa or MasterCard options. You have 55 days to pay back your balance interest free, and you can add up to three additional cardholders to the account. Balance transfer rate of 3.99% for up to six months.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate 15.74%

Balance transfer rate 3.99%

Annual fee $89

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details 3 free

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate 15.74%

Cash advance rate 21.24%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate 3.99%

Introductory balance transfer rate 3.99%

Interest free days 55 days

Minimum repayment -

Min. credit $8,000

Max. credit -

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

St George Bank says

The ultimate for shopping and travel, Platinum is a low interest credit card delivering great value and premium benefits. In addition to a low 15.74%p.a. rate on purchases, Platinum makes life a little easier with access to your own 24x7 Personal Concierge Service as well as a range of complimentary shopping and travel insurances.

Key features

  • Low Platinum 15.74% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** including:
  • Domestic flight inconvenience insurance
  • Transit accident
  • Purchase cover
  • Extended warranty
  • Best price guarantee
  • Personal Concierge Service available 24/7
  • Up to 3 additional cards for your friends or family
  • with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Exclusive Platinum card programs offered by Visa and MasterCard
  • Instant discounts and added extras with St.George Instant Benefits

Pros

  • Low rate for a platinum card
  • 3.99% p.a balance transfer rate for up to 6 months
  • 55 interest free days
  • Choice of Visa or Mastercard
  • Complimentary travel
  • extended warranty
  • purchase and other insurance.

Cons

  • Moderate annual fee

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