St.George Bank No Annual Fee Credit Card

Moneybuddy says

The St.George No Annual Fee credit card is exactly as its name describes - a credit card without an annual fee. It has an interest rate on the high side but there's no annual fee and you get up to 55 days interest free on purchases. You can also get up to three additional cards free. Plus, St.George are offering 0% p.a. for 18 months on balance transfers, requested at card application. Plus get 1% p.a. for up to 12 months on purchases from card approval. The card makes everyday purchases easier because there is no need to sign or enter a pin for purchases under $100.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Up to 3 additional card holders for no extra cost

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 20.49%

Cash advance rate p.a. 20.49%

Introductory purchase rate p.a. 1.00%

Introductory purchase rate period (months) 12

Introductory balance transfer period (months) 18

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit $500

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $9

Atm fee -

International transaction fees -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Key features

  • No annual fee
  • Up to 55 days interest free on purchases
  • Low minimum credit amount of $500
  • 0% p.a. for 18 months on balance transfers, requested at card application
  • 1% p.a. for up to 12 months on purchases from card approval

Pros

  • No annual fee
  • 3 free additional cardholders
  • No need to sign or use pin for purchases under $100
  • Up to 55 days interest free on purchases
  • 1% p.a. for up to 12 months on purchases from card approval
  • 0% p.a. for 18 months on balance transfers, requested at card application - apply by Jan 4th, 2017

Cons

  • Fairly high purchase and cash advance rate

Terms & conditions

Variable purchase rate applies after the promotional periods. Offers end 4 January 2017.

 

My shortlist

You can shortlist products here & email them later.

No products currently shortlisted.

Search

What are you looking for?

What type of card?

more options > Search Plan

Special offers

Find a mortgage broker

Enter your location to find a professional near you.

home > compare credit cards > St.George credit cards > St.George Bank No Annual Fee Credit Card