St George Bank Gold Low Rate Credit Card

Moneybuddy says

The St. George Gold Low Rate credit card really does have a low rate and with the accompanying benefits of a gold card including a range of complimentary insurance covers. It comes in Visa or Mastercard and boasts 55 days interest free on purchases. The Gold Low Rate MasterCard offers a high credit limit starting from $4,500.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate p.a. 15.99%

Balance transfer rate p.a. -

Annual fee $79

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details Yes - 3 free

Purchase security No

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 15.99%

Cash advance rate p.a. 20.24%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days 55 days

Minimum repayment -

Min. credit $1,000

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee $9

Atm fee -

Foreign exchange fees -

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St George Bank says

A Gold credit card with gold benefits at a low annual fee, currently $79.

Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date.

A range of complimentary insurance covers.

Choose between a Gold Low Rate Visa Card and a Gold Low Rate MasterCard®.