St.George Amplify Credit Card

Moneybuddy says

The St.George Amplify Credit Card offers a rewards program with a moderate annual fee of $79. Choose from Amplify Rewards or Amplify Qantas where you earn Qantas frequent flyer points. The Amplify card also comes with a balance transfer rate of 0.99% p.a for up to 6 months.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program Yes

Reward program name Amplify Rewards or Amplify Qantas

Reward program details Choose which Amplify Rewards program to join. With Amplify Rewards you can redeem points for a wide range of items including, appliances, gift cards and entertainment. You can also redeem points for domestic and international flights with many major airlines. With Amplify Qantas you can redeem points in the Qantas Frequent Flyer program for flights with Qantas, Jetstar and 26 partner airlines.

Reward program terms -

Additional card holder Yes

Add. card holder details Get an extra card for an additional cardholder at no extra cost

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 18.74%

Cash advance rate p.a. 20.74%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0.99%

Interest free days -

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee $0

Late payment fee $9

Atm fee -

Foreign exchange fees No

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to St.George's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

St.George says

Reward yourself with more choice. Choose between two great rewards programs - Amplify Rewards or Amplify Qantas.

0.99% p.a. for up to 6 months on balance transfers requested at card application. Calculate how much interest you could save!

A low annual fee, currently just $79.

Key features

  • Earn Rewards Points with Amplify Rewards or Amplify Qantas
  • Free Qantas Frequent Flyer membership
  • Annual fee of $79

Pros

  • Balance transfer of just 0.99% p.a for up to 6 months
  • Choice of rewards programs
  • Up to 55 days interest free
  • Complimentary Qantas Frequent Flyer membership
  • Reasonable annual fee

Cons

  • Only earn 1 Qantas Frequent Flyer point for every $2 spent
 

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