NAB Velocity Standard Card

Moneybuddy says

The Velocity NAB Credit Cards earn Velocity Frequent Flyer points that you can redeem for rewards such as flights, accommodation and entertainment. With an American Express and a Visa on the one account you can maximise your reward points and get global credit card acceptance.

The Basics

Card class Visa / AMEX

Card type Credit card

The cool stuff: features

Reward program Yes

Reward program name Velocity Frequent Flyer

Reward program details Velocity Frequent Flyer is the loyalty program of Virgin Australia. Earn Velocity Points on everyday purchases and redeem them for rewards including flights, accommodation and entertainment.

Reward program terms -

Additional card holder Yes

Add. card holder details One additional cardholder at no cost

Purchase security Yes

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.99%

Cash advance rate p.a. 21.74%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. 4.99%

Introductory balance transfer rate p.a. 4.99%

Interest free days 44 days

Minimum repayment -

Min. credit $500

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees -

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NAB says

Your Velocity NAB Standard Card account has two cards attached to it. The American Express card gives you maximum points earning and the Visa card gives you added worldwide acceptance. Every time you make an eligible purchase with either card, you earn Velocity Points. There's no cap on the number of points you can earn.