NAB Velocity Gold Card

Balance transfer rate p.a. (6 months)
4.99%

Moneybuddy says

The Velocity NAB Gold Visa and American Express Cards give you reward points every time you spend. Redeem your points for flights, accommodation or entertainment . Enjoy complimentary overseas travel insurance and extended warranty insurance.

The Basics

Card class Visa / AMEX

Card type Credit card

Purchase rate p.a. 20.24%

Balance transfer rate p.a. (6 months) 4.99%

Annual fee $150

The cool stuff: features

Reward program Yes

Reward program name Velocity Frequent Flyer

Reward program details Velocity Frequent Flyer is the loyalty program of Virgin Australia. Earn Velocity Points on everyday purchases and redeem them for rewards including flights, accommodation and entertainment.

Reward program terms -

Additional card holder Yes

Add. card holder details One extra cardholder at no cost

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 20.24%

Cash advance rate p.a. 21.74%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period 6 months

Balance transfer rate p.a. 4.99%

Introductory balance transfer rate p.a. 4.99%

Interest free days 44 days

Minimum repayment -

Min. credit $5,000

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees -

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NAB says

Your Velocity NAB Gold credit card is our fastest way to earn Velocity Frequent Flyer Points with everyday purchases. Your account has two cards attached to it. The American Express card gives you maximum points earning and the Visa card gives you added worldwide acceptance. Every time you make an eligible purchase with either card, you earn Velocity Points. There's no cap on the number of points you can earn.