NAB Qantas Credit Card

Moneybuddy says

If you want the benefits of Qantas Frequent Flyer rewards from your spending then the NAB Qantas Credit Card could be for you. It's better suited to lower spenders because you only accrue points for spending up to $3,000 each month. You get the benefits of two cards - an American Express and a MasterCard - on the one account.

The Basics

Card class MasterCard / AMEX

Card type Credit card

The cool stuff: features

Reward program Yes

Reward program name Qantas Frequent Flyer points

Reward program details Total spent on eligible purchases per statement cycle (both cards). For the first $1,000 ($0 - $1,000): 1 point per $1 on American Express, 1 point per $2 on MasterCard. For the next $2,000 ($1,001 - $3,000): 1 point per $2 on American Express, 1 point per $4 on MasterCard. After the first $3,000 ($3,001+) - No further points with either American Express or MasterCard

Reward program terms -

Additional card holder Yes

Add. card holder details One additional card holder can be added for no cost

Purchase security Yes

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.99%

Cash advance rate p.a. 21.74%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. 4.99%

Introductory balance transfer rate p.a. 4.99%

Interest free days 44 days

Minimum repayment -

Min. credit $500

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees Yes

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to NAB's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

NAB says

Maximise your Qantas Frequent Flyer points from everyday purchases.Two cards on one account – The American Express® card gives you maximum points earning and the MasterCard® gives you added worldwide acceptance. Earn Qantas Frequent Flyer points on everyday purchases (up to $3,000 per month). Complimentary Qantas Frequent Flyer membership (required to earn points). Purchase Protection Insurance. Balance transfers at just 4.99% pa. for 6 months. Additional cardholder at no extra cost. (You stay responsible for all use of the account.) Add Lost Card Cover.

Key features

Earn Qantas Frequent Flyer points for everyday spending
Two cards on the one account - Amex and MasterCard
Low $65 Annual fee
Spend up to $1,000 per payment cycle and accrue 1 point per $1 on Amex and 1 point per $2 on Mastercard
Spend between $1,001 and $3,000 and get 1 point per $2 on Amex and 1 point per $4 on MasterCard
Spend over $3,001 and get no more rewards points