NAB Low Rate Visa Card

Balance transfer rate p.a. (6 months)
4.99%

Moneybuddy says

The NAB Low Rate Visa Credit Card has a very low interest rate of only 2.99% p.a on purchases for the first 12 months. You need to apply by April 1st 2012 to get this offer. This Visa card has a moderate annual fee of $59. The card offers 4.99% p.a. on balance transfers for up to 6 months. Flexibility of Visa is another advantage, however the cash advance rate is high.

The Basics

Card class Visa

Card type Credit card

Purchase rate p.a. (12 months) 2.99%

Balance transfer rate p.a. (6 months) 4.99%

Annual fee $59

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details An additional cardholder at no extra cost

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 13.24%

Cash advance rate p.a. 21.74%

Introductory purchase rate p.a. 2.99%

Introductory purchase rate period 12 months

Introductory balance transfer period 6 months

Balance transfer rate p.a. 4.99%

Introductory balance transfer rate p.a. 4.99%

Interest free days 55 days

Minimum repayment -

Min. credit $500

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees -

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NAB says

An honest rate on an honest card. Our lowest interest rate on purchases – currently 13.24% p.a. Purchases are interest-free for up to 55 days. Additional cardholder at no extra cost. (You stay responsible for all use of the account.) Your choice of a pink or silver card. Add Lost Card Cover.