NAB Low Fee Card
Moneybuddy says
The NAB Low Fee Credit Card has a moderate purchase interest rate and a low annual fee of only $30. The Low Fee card offers 1% p.a. on balance transfers for up to 6 months. This credit card earns FlyBuys points at participating stores and you can choose either a Visa or MasterCard.
The Basics
Card class Mastercard / Visa
Card type Credit card
The cool stuff: features
Reward program Yes
Reward program name FlyBuys
Reward program details You have the option to earn FlyBuys points when you make everyday purchases. Redeem your points for rewards including travel, gift vouchers, or credit back onto your card. If your card is linked to your FlyBuys account, every time you make an everyday purchase you earn 1 FlyBuys point for every $5 you spend.|If you shop at participating stores that offer FlyBuys points, you can present your FlyBuys card and earn points from the retailer as well as from your credit card.
Reward program terms -
Additional card holder Yes
Add. card holder details One additional card holder can be added for no cost
Purchase security Yes
Extended warranty No
International travel insurance No
Online access No
Phone access No
The Facts & Figures
Purchase rate p.a. 19.74%
Cash advance rate p.a. 21.74%
Introductory purchase rate p.a. -
Introductory purchase rate period -
Introductory balance transfer period 6
Balance transfer rate p.a. -
Introductory balance transfer rate p.a. 1.00%
Interest free days 44 days
Minimum repayment -
Min. credit $500
Max. credit -
Cash advance limit -
Cash advance limit period -
The ugly stuff: fees
Reward program fee $0
Late payment fee -
Atm fee -
Foreign exchange fees No
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful or referred application from redirecting website users to NAB's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.
NAB says
Be flexible and collect FlyBuys. Our lowest annual card fee.
Key features
- Low annual fee of $30
- 1% p.a. on balance transfers for up to 6 months
- Up to 44 days interest free on purchases
- Choice of either Visa or MasterCard
- Cash if you need it at a higher rate
- An additional cardholder at no extra cost*
- Card can be linked to your FlyBuys account
- Included Purchase Protection Insurance
Pros
- Low annual fee of only $30
- Up to 44 days interest free
- Choice of MasterCard or Visa
- Low balance transfer rate of 1% for up to 6 months
Cons
- High cash advance rate
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