NAB Gold Card

Balance transfer rate p.a. (12 months)
1.00%

Moneybuddy says

The NAB Gold Card is packed with features like travel insurance, extended warranty, price protection and purchase protection insurance. A generous minimum credit limit of $5,000 applies and you can join the FlyBuys rewards program. If you lose your card, you're covered too for the first 12 months.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate p.a. 19.74%

Balance transfer rate p.a. (12 months) 1.00%

Annual fee $90

The cool stuff: features

Reward program Yes

Reward program name FlyBuys

Reward program details If your card is linked to your FlyBuys account, every time you make an everyday purchase you earn 1 FlyBuys point for every $5 you spend.If you shop at participating stores that offer FlyBuys points, you can present your FlyBuys card and earn points from the retailer as well as from the NAB.

Reward program terms -

Additional card holder Yes

Add. card holder details One additional card holder can be added for no cost

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.74%

Cash advance rate p.a. 21.74%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period 12 months

Balance transfer rate p.a. 1.00%

Introductory balance transfer rate p.a. 1.00%

Interest free days 44 days

Minimum repayment -

Min. credit $5,000

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to NAB's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

NAB says

An honest rate on an honest card. Annual card fee $90, complimentary NAB Overseas Travel Insurance, option to link to FlyBuys at no extra cost and an additional cardholder at no extra cost. There is also no overlimit fee and seven complimentary insurances - see the NAB website for details.