Macquarie Bank Ratesaver Card

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Balance transfer rate p.a.
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Annual fee
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Moneybuddy says

The Macquarie Bank Ratesaver Card is a low rate Visa card with **.**% on purchases and *% on balance transfers for the first * months. Enjoy a low annual fee of $** for the first card.

The Basics

Card class Visa

Card type Credit card

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Balance transfer rate p.a. -

Annual fee -

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details $10 annual fee per card

Purchase security -

Extended warranty No

International travel insurance -

Online access Yes

Phone access Yes

The Facts & Figures

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Cash advance rate p.a. -

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days -

Minimum repayment -

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Cash advance limit -

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The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

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Macquarie Bank says

If you’re after a low rate credit card with a touch more style, the Macquarie Visa Ratesaver Card is for you. Backed by the strength of Macquarie Bank and the global acceptance of Visa, the Macquarie Visa Ratesaver Card is the card you’ll be happy to take out of your wallet – wherever you are.

Key features

Low on-going interest rate – **.**%pa on purchases
*%* on balance transfers – for the first * months^
Low annual fee – just $**
Up to ** days interest free – on purchases#
Microchip technology – for extra security and future innovations
Worldwide acceptance – at over ** million outlets worldwide and one million ATMs

Pros

Low on-going interest rate
Low annual fee

Cons

High Cash Advances rate

Terms & conditions

Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions apply and are available upon request. An annual fee currently $50 for the Primary Card, and $10 for each Additional Card applies. Other fees and charges may apply. Allow up to 10 working days to process your application. The standard variable interest rate is currently 20.45%pa for cash advances, which is subject to change and Macquarie Card Services credit criteria.*The 0% pa interest rate applies only to balances transferred with this offer from the date the account is approved. Minimum repayments are required.^ Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 4 months from the date your account is approved, and then reverts to the standard variable interest rate for purchases. The standard variable interest rate is currently 13.95%pa for purchases, which is subject to change and Macquarie Card Services credit criteria.# Up to 55 days interest free on purchases only applies if your Account is paid in full by the due date each month (including any balance transfers).