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Low Rate Credit Card by HSBC


Low Rate Credit Card

Institution : HSBC

Their Blurb

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Our View

HSBC's low rate credit card offers 0% p.a. until 1 June 2008* on purchases, a 55 day interest free period and 0% p.a. until 1 October 2008 on balance transfers! If you want to withdraw cash advances though, beware the high cash advance fee. Annual fee is $0 for the first year ($39 thereafter). Access to Home and Away priviledge program and rewards in 40 countries. Offer ends 31 March 2008.

Pros

  • Low purchase rate
  • 0% p.a. until 1 October 2008 on balance transfers
  • Annual fee waived for first year

Cons

  • Fairly high cash advance rate

Card Type

Visa



The Facts & Figures 
Minimum repayment -
Minimum Credit Limit -
Maximum Credit Limit -
Special offers$0 annual fee for the first year.
Introductory (Balance transfer) period9.00
The cool stuff: features 
Annual Card Fee$ 0.00
Purchase security No
Reward Program Fee -
Extended warranty No
Late Payment fee -
International travel insurance No
Reward Program Available Yes
Reward Program Name0.00
Interest Free Days55.00
Add card holder -
Foreign Exchange fees -
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