HSBC Visa Debit

Moneybuddy says

The HSBC Day to Day Account is a transaction account with no monthly access fee and includes a Visa Debit Card. If you deposit at least $2,000 into a Day to Day account per month you get a $10 credit on your account. Link it up to a high interest HSBC Serious Saver to make your money work for you.

The Basics

Card class Visa Debit

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 0%

Cash advance rate p.a. 0%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) -

Balance transfer rate p.a. 0%

Introductory balance transfer rate p.a. -

Interest free days -

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees No

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to HSBC's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

HSBC says

With no monthly account fees, unlimited transactions at over 2,900 ATMs without charge and a VISA Debit Card, you are free to get on with the every day.

Key features

$10 monthly credit*, up to a total of $100, for each month you make deposits of at least $2,000, like your salary.
$0 monthly account keeping fee.
Unlimited transactions^ at over 2,900 HSBC, Westpac, St.George, Bank of Melbourne and BankSA ATMs at no charge.
HSBC Visa Debit Card for secure access to your money.
Access anywhere and at anytime through Internet, Mobile and Phone Banking.
Easy to link online to a high-interest Serious Saver Account for your savings.

Pros

No monthly account fee
the $10 credit is a great bonus for a transaction account
Includes a Visa Debit Card
Large ATM network

Cons

No or low interest earning account - link it to an HSBC Serious Saver if you want to earn higher interest

Terms & conditions

#To be eligible for the $10 offer you must meet the minimum deposit criteria by the last business day of the calendar month. Your $10 will be credited to the account within the first 5 business days of the subsequent month. Payments will cease when a total of $100 has been credited to the account or when the account has been open for 12 months, whichever occurs first. Terms conditions fees and charges apply. The $10 offer will only be paid on one account per customer. Offer valid as at 23/01/2012 and subject to change.^ATM access without incurring an ATM Operator Fee does not include St.George and BankSA ATMs in BP service stations. This advertisement provides general advice only. Please consider the Product Disclosure Statement (PDS) before acquiring this product,the PDS is available on request and can be obtained by calling 1300 734 079, by visiting your local HSBC branch or www.hsbc.com.au Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.