HSBC Credit Card

Balance transfer rate p.a. (6 months)
0%

Moneybuddy says

If you hate the annual fee on credit cards, the HSBC Credit Card might be for you. In addition to no annual fee for the life of the card, HSBC Credit Card also offers 0% p.a. on balance transfers for the first 6 months. You also get access to HSBC's Home and Away priviledge program. The HSBC Credit Card was winner of Money Magazine's 2010 'Best Transactor Credit Card' and is a cash-saving choice.

The Basics

Card class Visa

Card type Credit card

Purchase rate p.a. 17.99%

Balance transfer rate p.a. (6 months) 0%

Annual fee $0

The cool stuff: features

Reward program Yes

Reward program name home&Away Privilege Program

Reward program details Enjoy Instant Rewards at local retailers around Australia and when travelling overseas thanks to HSBC's home&Away Privilege Program.Receive instant discounts on shopping, entertainment, accommodation, travel and more simply by using your card.These Instant Rewards are yours to enjoy as often as you like.

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 17.99%

Cash advance rate p.a. 21.99%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period 6 months

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to HSBC's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

HSBC says

HSBC Credit Card Features• 0%p.a. balance transfer for 6 months1 from non-HSBC credit and store cards (with a 2% handling fee).• No annual fee for the life of the card2.• Winner of Money Magazine's 2010 and 2011 'Best Transactor Credit Card'.• Up to 55 days interest-free on purchases3 (when you pay the full balance by the due date each month).• Special privileges at over 19,000 retailers in more than 160 countries and territories with the home&Away Privilege Program.• Free additional cardholders.• Interest free purchases of up to 5 years at over 1,000 participating retailers4 across Australia.

Key features

$0 Annual Fee for the life of the Card*
0%p.a. balance transfer for 6 months*
Low interest rate on purchases
Up to 55 days interest-free period^
Access to discounts and benefits worldwide with HSBC's home&Away Privilege Program
Winner of the Money magazine 2010 & 2011 "Best Transaction Credit Card" Award