Citibank Platinum

Citibank
Purchase rate p.a.
-
Balance transfer rate p.a.
-
Annual fee
-

Moneybuddy says

Citibank's Platinum card offers very extensive benefits including free travel and accident insurance, concierge service, personalised rewards program, FraudShield to protect against unusual spending, and all the other benefits associated with the Gold card. Enjoy a credit limit of $*** ***.

The Basics

Card class Visa

Card type Credit card

Purchase rate p.a. -

Balance transfer rate p.a. -

Annual fee -

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. -

Cash advance rate p.a. -

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days -

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to Citibank's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Citibank says

Citi Platinum also gives you a low *.*% p.a. for the first ** months and a generous credit limit subject to credit criteria, plus a complimentary Personalised Rewards program.

Key features

  • **,*** bonus reward points
  • Complimentary Personalised Rewards program with points that never expire and can be redeemed for anything from gift cards, new furniture for your home or travel through Take Flight your online travel agent.
  • The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, ** hours a day, * days a week.
  • A low *.*% p.a. for the first ** months.
  • Access to Citibank World Privileges with up to **% off shopping, dining and travel worldwide.
  • Peace of mind with complimentary international travel insurance for you and your family.
  • Purchase protection with extended warranty and complimentary purchase cover.
  • Optional Credit Card Insurance - protection if you can't make your repayments.

Pros

  • Comprehensive range of benefits
  • Photo ID security
  • Transfer points to Qantas Frequent Flyer
  • Free travel insurance
  • Extended warranty on eligible products

Cons

  • Very high annual fee
  • High interest rate

Terms & conditions

Terms and Conditions, Fees and Charges apply and are available on request.

 

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