Citibank Platinum
Moneybuddy says
Citibank's Platinum card offers very extensive benefits including free travel and accident insurance, concierge service, personalised rewards program, FraudShield to protect against unusual spending, and all the other benefits associated with the Gold card. Enjoy a credit limit of $100 000.
The Basics
Card class Visa
Card type Credit card
Purchase rate 20.49%
Balance transfer rate -
Annual fee $250
The cool stuff: features
Reward program Yes
Reward program name -
Reward program details -
Reward program terms -
Additional card holder No
Add. card holder details -
Purchase security Yes
Extended warranty Yes
International travel insurance Yes
Online access No
Phone access No
The Facts & Figures
Purchase rate 20.49%
Cash advance rate 20.99%
Introductory purchase rate -
Introductory purchase rate period -
Introductory balance transfer period -
Balance transfer rate 4.90%
Introductory balance transfer rate -
Interest free days 55 days
Minimum repayment -
Min. credit -
Max. credit $100,000
Cash advance limit $0
Cash advance limit period -
The ugly stuff: fees
Reward program fee -
Late payment fee -
Atm fee $0
Foreign exchange fees -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Key features
- 4.9% on balance transfers
Pros
- Comprehensive range of benefits
- Photo ID security
- Transfer points to Qantas Frequent Flyer
- Free travel insurance
- Extended warranty on eligible products
Cons
- Very high annual fee
- High interest rate
More from Citibank
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