Citibank Platinum

Moneybuddy says

Citibank's Platinum card offers very extensive benefits including free travel and accident insurance, concierge service, personalised rewards program, FraudShield to protect against unusual spending, and all the other benefits associated with the Gold card. Enjoy a credit limit of $100 000.

The Basics

Card class Visa

Card type Credit card

Purchase rate 20.49%

Balance transfer rate -

Annual fee $250

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate 20.49%

Cash advance rate 20.99%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate 4.90%

Introductory balance transfer rate -

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit $100,000

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Key features

  • 4.9% on balance transfers

Pros

  • Comprehensive range of benefits
  • Photo ID security
  • Transfer points to Qantas Frequent Flyer
  • Free travel insurance
  • Extended warranty on eligible products

Cons

  • Very high annual fee
  • High interest rate

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