Citibank Gold

Moneybuddy says

The Citibank Gold Card boasts a 1.9% balance transfer rate for 12 months, large credit limit, free rewards program and travel insurance. It has lots of gold card features and up to 55 days interest free.

The Basics

Card class Mastercard / Visa

Card type Credit card

Purchase rate 20.74%

Balance transfer rate 1.90%

Annual fee $149

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details $30 per additional card

Purchase security Yes

Extended warranty No

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate 20.74%

Cash advance rate 21.24%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period 12 months

Balance transfer rate 1.90%

Introductory balance transfer rate 1.90%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit $25,000

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Key features

  • 1.9% p.a. on balance transfers for 12 months
  • 55 days interest free
  • Complementary rewards program
  • Complementary international travel insurance
  • Complementary purchase cover insurance
  • Access to Citibank World Privileges
  • Generous credit limit of up to $25000

Pros

  • 1.9% balance transfer
  • 55 interest free days
  • Free travel insurance
  • Free rewards program

Cons

  • Fairly high annual fee
  • and purchase rate

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