Citibank Gold
Moneybuddy says
The Citibank Gold Card boasts a 1.9% balance transfer rate for 12 months, large credit limit, free rewards program and travel insurance. It has lots of gold card features and up to 55 days interest free.
The Basics
Card class Mastercard / Visa
Card type Credit card
Purchase rate 20.74%
Balance transfer rate 1.90%
Annual fee $149
The cool stuff: features
Reward program Yes
Reward program name -
Reward program details -
Reward program terms -
Additional card holder No
Add. card holder details $30 per additional card
Purchase security Yes
Extended warranty No
International travel insurance Yes
Online access No
Phone access No
The Facts & Figures
Purchase rate 20.74%
Cash advance rate 21.24%
Introductory purchase rate -
Introductory purchase rate period -
Introductory balance transfer period 12 months
Balance transfer rate 1.90%
Introductory balance transfer rate 1.90%
Interest free days 55 days
Minimum repayment -
Min. credit -
Max. credit $25,000
Cash advance limit $0
Cash advance limit period -
The ugly stuff: fees
Reward program fee $0
Late payment fee -
Atm fee $0
Foreign exchange fees -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
Key features
- 1.9% p.a. on balance transfers for 12 months
- 55 days interest free
- Complementary rewards program
- Complementary international travel insurance
- Complementary purchase cover insurance
- Access to Citibank World Privileges
- Generous credit limit of up to $25000
Pros
- 1.9% balance transfer
- 55 interest free days
- Free travel insurance
- Free rewards program
Cons
- Fairly high annual fee
- and purchase rate
More from Citibank
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