Bankwest Zero MasterCard
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Moneybuddy says
With BankWest's Zero MasterCard you pay just *.**% on balances in the first ** months and you can have * additional cardholders. The Zero MasterCard also has no annual fee and a highly competitive cash advance rate compared to many cards on the market. If you're paying high interest on your current credit card debt elsewhere, this card is ideal for switching the balance to, given its low rate for balances. Beware, however - the purchase rate is fairly high and usually purchases are paid off last; if you transfer a large balance to this card and then make purchases, you could be paying high interest on those purchases for a long time. As a card only to "store" your existing balance on for ** months though, it's a decent choice.
The Basics
Card class MasterCard
Card type Credit card
Purchase rate p.a. -
Balance transfer rate p.a. -
Annual fee -
The cool stuff: features
Reward program Yes
Reward program name -
Reward program details -
Reward program terms -
Additional card holder No
Add. card holder details -
Purchase security No
Extended warranty Yes
International travel insurance No
Online access No
Phone access No
The Facts & Figures
Purchase rate p.a. -
Cash advance rate p.a. -
Introductory purchase rate p.a. -
Introductory purchase rate period -
Introductory balance transfer period -
Balance transfer rate p.a. -
Introductory balance transfer rate p.a. -
Interest free days -
Minimum repayment -
Min. credit -
Max. credit -
Cash advance limit -
Cash advance limit period -
The ugly stuff: fees
Reward program fee -
Late payment fee -
Atm fee -
Foreign exchange fees -
* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.
Pros
- No annual fee
- Low balance transfer rate for ** months
- * additional card holders
Cons
- High purchase rate
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