Bankwest Zero Classic MasterCard


Moneybuddy says

With BankWest's Zero Classic MasterCard you get 0% p.a on balances transferred for the first 9 months and you can have 3 additional cardholders free of charge. The Zero MasterCard also has no annual fee and a highly competitive cash advance rate compared to many cards on the market.

The Basics

Card class MasterCard

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details up to 3 free additional cardholders

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access -

The Facts & Figures

Purchase rate p.a. 17.99%

Cash advance rate p.a. 21.99%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 9

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $25

Atm fee -

International transaction fees Yes

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bankwest says

Only one thing tops a bargain. Getting something great you don't have to pay for. And that's exactly what happens when you apply for a Bankwest Zero MasterCard. You get the convenience of MasterCard, one of the world's most accepted credit card brands, with zero annual fee. That's more than a bargain. That's absolutely brilliant!The savings don't stop there. New Bankwest credit card customers pay 0% p.a. interest on balance transfers for the first 9 months following approval of the card, so the sooner you transfer the outstanding balance from your non-Bankwest credit card to your new Zero MasterCard the better. In 2012, Money magazine awarded Bankwest Zero MasterCard 'Best Bank Transactor Credit Card'. Seems we're not the only ones who think Zero deserves a 10/10.

Key features

  • $0 annual fee
  • introductory 0% p.a. for 9 months on balance transfers
  • Up to 55 days interest free on purchases


  • access your account 24/7 with online banking
  • MasterCard PayPass™ card. Tap & Go™!
  • No annual fee
  • 0% p.a for 9 months on balance transfers

Terms & conditions

Terms and conditions apply and are available on request. Rates are subject to change and exclude cash advances (rate of 21.99%p.a. applies).


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