Bankwest Zero MasterCard

Purchase rate
16.99%

Balance transfer rate
3.99%

Annual fee
$0

Moneybuddy says

With BankWest's Zero MasterCard you pay just 3.99% on balances in the first 12 months and you can have 3 additional cardholders. The Zero MasterCard also has no annual fee and a highly competitive cash advance rate compared to many cards on the market. If you're paying high interest on your current credit card debt elsewhere, this card is ideal for switching the balance to, given its low rate for balances. Beware, however - the purchase rate is fairly high and usually purchases are paid off last; if you transfer a large balance to this card and then make purchases, you could be paying high interest on those purchases for a long time. As a card only to "store" your existing balance on for 12 months though, it's a decent choice.

The Basics

Card class MasterCard

Card type Credit card

Purchase rate 16.99%

Balance transfer rate 3.99%

Annual fee $0

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security No

Extended warranty Yes

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 16.99%

Cash advance rate 16.99%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period 12 months

Balance transfer rate -

Introductory balance transfer rate 3.99%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.