Bankwest Lite MasterCard

Bankwest
Purchase rate
10.75%
Balance transfer rate
0%
Annual fee
$59

Moneybuddy says

The BankWest Lite MasterCard offers a low interest rate on purchases and a low annual fee. You also get up to 55 days interest free. Balance transfer rate of 1.99%p.a for 12 months.

The Basics

Card class MasterCard

Card type Credit card

Purchase rate 10.75%

Balance transfer rate 0%

Annual fee $59

The cool stuff: features

Reward program Yes

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details Up to 3 additional cardholders - free

Purchase security No

Extended warranty Yes

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 10.75%

Cash advance rate 21.74%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period 12 months

Balance transfer rate 1.99%

Introductory balance transfer rate 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit $0

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

Bankwest says

If your current credit card is with one of the big four banks, then you're probably paying too much.

The Bankwest Lite MasterCard can help you manage your credit card debt and reduce stress with a guaranteed low rate, now just 10.75%p.a. on purchases.

That should reduce some stress!

Guaranteed low rate. Now just 10.75% p.a. on purchases, A low $59 annual fee, Up to 55 days interest free on purchases, Up to 3 additional cardholders - free!, Access your account 24/7 via Bankwest Online Banking, Use your Bankwest Lite MasterCard at over 27 million outlets worldwide, Change your debits and payments with our Switching Tool, Available to new Bankwest Lite MasterCard customers only.

Key features

  • Guaranteed low rate. Now just 10.75% p.a. on purchases.
  • A low $59 annual fee.
  • Up to 55 days interest free on purchases
  • Up to 3 additional cardholders - free!
  • Access your account 24/7 via Bankwest Online Banking.
  • Use your Bankwest Lite MasterCard at over 27 million outlets worldwide.
  • Change your debits and payments with our Switching Tool.
  • Available to new Bankwest Lite MasterCard customers only.

Pros

  • Lowannual fee
  • 55 interest free days

Cons

  • Very high cash advance rate

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