BankSA Vertigo MasterCard

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Moneybuddy says

The BankSA Vertigo MasterCard has one of the lowest interest rates around - currently 13.24%. If you prefer to pay off the card balance in full each month you'll get up to 55 days interest free. With a special balance transfer rate of 0.99% p.a. for up to 6 months and an annual fee of just $55, this is the credit card that has something for everyone.

The Basics

Card class MasterCard

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - 1 free

Purchase security -

Extended warranty -

International travel insurance -

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 13.24%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. 0.99%

Introductory balance transfer rate p.a. 0.99%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

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BankSA says

If you love to shop, the BankSA Vertigo MasterCard has one of Australia’s lowest variable rates on purchases - currently just 13.24% p.a. (21.49% p.a. variable rate on cash advances). You could save even more on interest by transferring a balance from a non-St.George card to your Vertigo MasterCard and receive 0.99% p.a. on balance transfers for up to 6 months.

Key features

A low rate on purchases
0.99%p.a. balance transfer rate for up to 6 months
Up to 55 interest free days on purchases when you pay the closing balance of your statement in full by the due date
Low $55 annual fee
An additional card for a friend or family member with all transactions on one statement
Linked access to your other BankSA accounts for the ease of one card banking