Bank of Melbourne Vertigo Visa Card

Moneybuddy says

The Bank of Melbourne Vertigo Visa Card has a low rate available on purchases. It features up to 55 days interest free on purchases and a fairly low annual fee. You can also add an additional cardholder for no extra fee and link it to another Bank of Melbourne account. With a special 0% p.a. for 18 months on balance transfers, a purchase rate of 1% p.a. for 12 months and an annual fee of just $55, the Bank of Melbourne Vertigo Visa could be just the card for you. Apply today because this is a limited time offer. Offer ends Jan 4th, 2017.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - 1 additional card holder free

Purchase security Yes

Extended warranty No

International travel insurance No

Online access Yes

Phone access Yes

The Facts & Figures

Purchase rate p.a. 13.24%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. 1.00%

Introductory purchase rate period (months) 12

Introductory balance transfer period (months) 18

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

International transaction fees No

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank of Melbourne says

Save on interest with Vertigo Visa Card low purchase rate credit card. Bank of Melbourne isn't just another bank. For starters, we’re based in Victoria. Headquarters are in the heart of Melbourne. Our branches and corporate banking centres are staffed by locals who know the local neighbourhood - where to find a bargain, a bite to eat or a decent coffee.

We're serious about providing a genuine banking alternative. Over the next few years, we'll be making considerable local investment throughout Victoria. We want to work with you to help you achieve your goals. As you prosper, so will the rest of Victoria. Victoria deserves a first-class bank of its own. Bank of Melbourne will be that bank.

Key features

  • 0% p.a. on balance transfers for up to 18 months
  • Up to 55 days interest free
  • 1% p.a. for up to 12 months on purchases from card approval
  • Annual fee is only $55 per year
  • An extra card holder for free

Pros

  • 0% p.a on balance transfers for 18 months
  • Annual fee is just $55 per year
  • 1% p.a. for up to 12 months on purchases from card approval
  • Up to 55 days interest free

Terms & conditions

0% p.a. for 18 months on balance transfers from approval of card plus 1% p.a. for up to 12 months on purchases from card approval. Offer ends Jan 4th, 2017

 

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