Bank of Melbourne Vertigo MasterCard

Moneybuddy says

The Bank of Melbourne Vertigo MasterCard has one of the lowest rates available on purchases. It features up to 55 days interest free on purchases and a fairly low annual fee. You can also add an additional cardholder for no extra fee and link it to another Bank of Melbourne account. The Vertigo MasterCard includes 0.99% p.a. on balance transfers for up to 6 months.

The Basics

Card class MasterCard

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - 1 additional card holder free

Purchase security Yes

Extended warranty No

International travel insurance No

Online access Yes

Phone access Yes

The Facts & Figures

Purchase rate p.a. 13.24%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. 0.99%

Introductory balance transfer rate p.a. 0.99%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees No

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Bank of Melbourne says

Save on interest with Vertigo MasterCard® low purchase rate credit card. Bank of Melbourne isn't just another bank. For starters, we’re based in Victoria. Headquarters are in the heart of Melbourne. Our branches and corporate banking centres are staffed by locals who know the local neighbourhood - where to find a bargain, a bite to eat or a decent coffee.

We're serious about providing a genuine banking alternative. Over the next few years, we'll be making considerable local investment throughout Victoria. We want to work with you to help you achieve your goals. As you prosper, so will the rest of Victoria. Victoria deserves a first-class bank of its own. Bank of Melbourne will be that bank.