Bank of Melbourne Vertigo Platinum Credit Card

Moneybuddy says

The Bank of Melbourne Vertigo Platinum Visa Credit Card is great for shopping and travel and provides a range of premium benefits and complimentary insurances. It has a purchase rate that seems reasonable compared to other platinum credit cards and an average cash advance rate. You have 55 days to pay back your balance interest free, and you can add up to three additional cardholders to the account. There is a balance transfer rate of 0% p.a for up to 20 months from card approval. Apply today as this is a limited time offer!

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details 3 additional card holders for no extra cost

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 12.74%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. 0%

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 20

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $15

Atm fee -

International transaction fees No

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bank of Melbourne says

The ultimate for shopping and travel, Platinum is a low interest credit card delivering great value and premium benefits. In addition to a low rate on purchases, Platinum makes life a little easier with access to your own Personal Concierge Service as well as a range of complimentary shopping and travel insurances.

Key features

  • A low $99 Platinum annual fee
  • 0% p.a balance transfer rate for up to 20 months
  • Up to 55 interest free days on purchases
  • A range of complimentary insurances including:
  • Domestic flight inconvenience insurance
  • Transit accident
  • Purchase cover
  • Extended warranty
  • Best price guarantee
  • Personal Concierge Service
  • Up to 3 additional cards for your friends or family with all transactions on one statement


  • 0% p.a Balance Transfer rate for 20 months!
  • 55 interest free days
  • Complimentary travel
  • extended warranty
  • purchase and other insurance.
  • Annual fee only $99 for a platinum credit card


  • No rewards program

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