BCU Classic Visa Card

Moneybuddy says

BCU (also known as Bananacoast Community Credit Union) has a low interest and low fee card if you're looking for a basic credit card with some great features. The interest rate is only 11.80% p.a with up to 55 days interest free. The annual fee is $40 which is definitely in the lower range of annual fees on credit cards. BCU also offers very fast response times! With a minimum credit limit of just $500 and a maximum credit limit of $20,000 the BCU Classic Visa card can grow with your needs.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 11.80%

Cash advance rate p.a. 11.80%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days 55 days

Minimum repayment -

Min. credit $500

Max. credit $20,000

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee $0

Atm fee -

International transaction fees No

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

BCU says

Whether you need a credit card for shopping, a holiday or when dining out, you're going to love your new bcu credit card.

Key features

  • 55 day interest free period
  • Comparatively low interest rate of 11.80% p.a
  • Low annual fee of $40
  • Express approval


  • 55 day interest free period
  • Low interest rate of 11.80% p.a
  • Low annual fee of $40
  • Fast approval and response times
  • Safe and secure with 24 hour fraud monitoring
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