ANZ Rewards Gold

ANZ
Purchase rate
19.49%
Balance transfer rate
0%
Annual fee
$129

Moneybuddy says

The more you spend, the more reward points you get with the ANZ Rewards Visa Gold card. Shop at the many participating stores for great deals on appliances and entertainment items and use the 24/7 credit card protection.

The Basics

Card class Visa / AMEX

Card type Credit card

Purchase rate 19.49%

Balance transfer rate 0%

Annual fee $129

The cool stuff: features

Reward program Yes

Reward program name Wide selection of Rewards

Reward program details Earn Bonus Reward Points at a range of Bonus Partner outlets1. Choose from a wide range of everyday rewards: Shopping Vouchers and Gift Cards Merchandise and Gifts Frequent Flyer Points, Travel and Accommodation Entertainment.

Reward program terms Offer only available to applicants who apply for a new ANZ Rewards account by 1 June 2010. The double Reward Points offer on eligible purchases using your ANZ Rewards account only applies for the first 3 months from the date your ANZ Rewards account is approved. An eligible purchase is a purchase made using your ANZ Rewards account excluding cash and cash equivalent transactions. Offer does not apply to Bonus Reward Points offered on purchases. This offer is not available in conjunction with any other offers or promotions or when you transfer and close other ANZ credit card accounts. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving application. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (PDF 563kB) (please call 13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.

Additional card holder Yes

Add. card holder details Flexibility to add up to three aditional card holders

Purchase security -

Extended warranty -

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 19.49%

Cash advance rate 20.74%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate -

Introductory balance transfer rate 0%

Interest free days 55 days

Minimum repayment -

Min. credit $5,000

Max. credit -

Cash advance limit $0

Cash advance limit period 0

The ugly stuff: fees

Reward program fee $55

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

ANZ says

? Earn double Reward Points on purchase for the first 3 months? Earn 3 Reward Points1 for every $1 spent on purchases using your ANZ Rewards Gold American Express® card ? Earn 1.5 Reward Points1 for every $1 spent on purchases using your ANZ Rewards Visa Gold card

Key features

  • 90-day Purchase Security Insurance - insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ Rewards Gold account. Extended Warranty - Double the manufacturer's expressed Australian warranty on goods by up to 12 months when the entire purchase is charged to your ANZ Rewards Gold account.

Pros

  • ANZ Falcon 24/7 credit card protection
  • Rewards for spending high with card
  • 55 days interest free

Cons

  • Very high interest free period

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