ANZ Platinum Visa

Moneybuddy says

The ANZ Platinum Visa card protects travellers with comprehensive travel and medical insurance, damage or loss of luggage and car rental cover. You can also buy from the Internet knowing that you are protected from any unauthorized use. Your first annual account fee is waived and in each subsequent year, if you make Eligible Purchases of $20,000 or more annually using your ANZ Platinum account your next annual fee of $87 will be waived. The current offer is 0% p.a. on purchases and balance transfers for the first 6 months when you apply by June 12th 2012.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Add up to 9 additional cardholders to your account at no extra cost.

Purchase security Yes

Extended warranty Yes

International travel insurance Yes

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.39%

Cash advance rate p.a. 20.99%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to ANZ's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

ANZ says

ANZ Platinum annual fee waiver - your first annual account fee is waived and your next annual account fee won't be charged at all if you've made at least $20,000 in eligible purchases using your ANZ Platinum card, in the year prior to your next fee date. With ANZ Platinum you will also enjoy a range of travel benefits: Flexible payment options for travel-related purchases of $500 AUD or more on your ANZ Platinum credit card account. Overseas Travel and Medical Insurance.There is also the peace of mind that comes with a useful range of Platinum Cards Insurances at no additional cost including: ANZ Car Rental Cover, 90-day Purchase Security Insurance, Extended Warranty and Interstate Flight Inconvenience Insurance. See the ANZ website for full terms.

Key features

Annual Account Fee of $87
Flexibility to add up to 9 additional cards at no extra cost
Overseas Travel and Medical Insurance^
90 day Purchase Security Insurance
Interstate Flight Inconvenience Insurance

Pros

Travel and medical insurance while overseas
Access to special entertainment packages
0% p.a on purchases and balances transferred for the first 6 months - offer ends June 12th 2012
First annual fee is waived
Subsequent annual fees waived if $20,000 annually is spent on the card