ANZ Low Rate MasterCard

Moneybuddy says

The ANZ Low Rate MasterCard offers a good purchase rate and you can design your own card by uploading an image or choose one from the image library.There's an annual fee, but the product does offer 55 days interest free and 3 additional cards. Apply before March 13th 2012 and get 0% p.a purchase rate and 0% p.a balance transfer rate for 3 months.

The Basics

Card class MasterCard

Card type Credit card

Purchase rate p.a. 13.24%

Balance transfer rate p.a. (3 months) 0%

Annual fee $58

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - 3 addional card holders at no extra cost

Purchase security No

Extended warranty No

International travel insurance No

Online access -

Phone access -

The Facts & Figures

Purchase rate p.a. 13.24%

Cash advance rate p.a. 21.49%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period 3 months

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 0%

Interest free days 55 days

Minimum repayment -

Min. credit $1,000

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful or referred application from redirecting website users to ANZ's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

ANZ says

Take a break this Christmas with:

* 0% on purchases and balances transferred for the first 3 months - apply by 13th Mar 2012 to secure this offer

* Low interest rate on purchases after 3 months

* Up to 55 days interest free on purchases

Key features

  • Low interest rate on purchases.
  • Up to 3 additional cards at no extra cost.
  • MasterCard applause - be entertained with exclusive tickets to theatre, dance, musicals and sporting events.
  • For a limited time, save on interest with 0% p.a on purchases and balance transfers for the first 3 months - apply before March 13th 2012.

Pros

  • Low rate on purchases
  • Up to 3 additional cards at no extra cost
  • Fairly low annual fee
  • Design your own card

Cons

  • Fairly high cash advance rate
 
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