ANZ Frequent Flyer Gold

The Basics

Card class Visa / AMEX

Card type Credit card

Purchase rate 18.99%

Balance transfer rate 0%

Annual fee $195

The cool stuff: features

Reward program Yes

Reward program name Qantas Frequent Flyer points

Reward program details One shared account, one Total Annual Fee, one monthly statement and one credit limit for both credit cards.* Earn 1.25 points per $1 spent on purchases using your ANZ Frequent Flyer American Express® card* Earn 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card

Reward program terms Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 22 73 for a copy)

Additional card holder Yes

Add. card holder details Add up to 3 additional cardholders to your account. Purchases by additional cardholders also earn Qantas Frequent Flyer points that are credited to the account holder’s points record.

Purchase security Yes

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 18.99%

Cash advance rate 20.24%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate -

Introductory balance transfer rate 0%

Interest free days 55 days

Minimum repayment -

Min. credit $5,000

Max. credit -

Cash advance limit $0

Cash advance limit period 0

The ugly stuff: fees

Reward program fee $55

Late payment fee -

Atm fee $0

Foreign exchange fees -