ANZ Frequent Flyer

The Basics

Card class Visa / AMEX

Card type Credit card

Purchase rate p.a. 19.74%

Balance transfer rate p.a. -

Annual fee $95

The cool stuff: features

Reward program Yes

Reward program name Qantas Frequent Flyer points

Reward program details One shared account, one total annual fee, one monthly statement and one credit limit for both credit cards. * Earn 1 point per $1 spent on purchases using the ANZ American Express® card. * Earn 1 point per $2 spent on purchases using the ANZ Visa card.

Reward program terms Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 13 14 for a copy)

Additional card holder Yes

Add. card holder details Add up to 3 additional cardholders to your account at no extra cost. Purchases by additional cardholders also earn Qantas Frequent Flyer points that are credited to the account holder’s points record.

Purchase security No

Extended warranty No

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.74%

Cash advance rate p.a. 20.99%

Introductory purchase rate p.a. -

Introductory purchase rate period -

Introductory balance transfer period -

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. -

Interest free days 44 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

Foreign exchange fees -