ANZ First Visa

Moneybuddy says

ANZ First Credit card is a basic Visa credit card with up to 44 interest free days and a low balance transfer rate. It has a low annual fee, but the interest rate is fairly high. Two current offers are 0% p.a. on purchases for the first 3 months and 2.9% p.a on balance transfers for 12 months - you just need to apply before June 12th 2012. Another cool feature is that you can design your own credit card by uploading your own picture.

The Basics

Card class Visa

Card type Credit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - Flexibility to add up to three aditional card holders at no extra cost

Purchase security Yes

Extended warranty Yes

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate p.a. 19.39%

Cash advance rate p.a. 20.99%

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 12

Balance transfer rate p.a. -

Introductory balance transfer rate p.a. 2.90%

Interest free days 44 days

Minimum repayment -

Min. credit $1,000

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. Money Buddy earns a referral fee in the form of a commission payment per successful application from redirecting website users to ANZ's website. Website users have no obligation to apply for a product or service that they may be referred to by this website.

ANZ says

An ANZ First Visa credit card may be suitable for you if you would like to:

1. Have our no frills, low annual account fee card

2. Enjoy 0% p.a. on purchases for the first 3 months - apply before June 2012

3. Have 24/7 Falcon around the clock monitoring for suspicious transactions on your ANZ First Visa credit card.

Key features

Low Annual Account Fee of $30
Up to 44 days interest free days on credit purchases
Up to 3 additional cards at no extra cost
90 day Purchase Security Insurance
Extended Warranty
ANZ FalconTM provides advanced around the clock monitoring for suspicious transactions
Online Shopping guarantee