ANZ First
Moneybuddy says
ANZ First Credit card is a basic Visa credit card with 44 interest free days and a low balance transfer rate. It has a low annual fee, but the interest rate is fairly high. One cool feature is you can design your own card by uploading your own picture.
The Basics
Card class Visa
Card type Credit card
Purchase rate 18.49%
Balance transfer rate 7.99%
Annual fee $0
The cool stuff: features
Reward program No
Reward program name -
Reward program details -
Reward program terms -
Additional card holder Yes
Add. card holder details 3 additional cardholders at no extra cost
Purchase security Yes
Extended warranty Yes
International travel insurance No
Online access No
Phone access No
The Facts & Figures
Purchase rate 18.49%
Cash advance rate 20.24%
Introductory purchase rate -
Introductory purchase rate period -
Introductory balance transfer period 6 months
Balance transfer rate -
Introductory balance transfer rate 7.99%
Interest free days 44 days
Minimum repayment -
Min. credit $1,000
Max. credit -
Cash advance limit $0
Cash advance limit period 0
The ugly stuff: fees
Reward program fee -
Late payment fee -
Atm fee $0
Foreign exchange fees -
* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.
ANZ says
An ANZ First Visa credit card may be suitable for you if you would like to:* have our no frills, low annual account fee card* enjoy 7.99% p.a. on balance transfers for the first 6 months1* have 24/7 Falcon™ around the clock monitoring for suspicious transactions on your ANZ First Visa card.
Key features
- Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account
- Up to 44 days interest free days on credit purchases
- Up to 3 additional cards at no extra cost
- 90 day Purchase Security Insurance*
- Extended Warranty*
- ANZ FalconTM – provides advanced around the clock monitoring for suspicious transactions
- Online Shopping guarantee
Pros
- 44 days interest free
- 3 extra cardholders for free
- Online guarantee
Cons
- Fairly high interest rate
More from ANZ
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