ANZ First

Moneybuddy says

ANZ First Credit card is a basic Visa credit card with 44 interest free days and a low balance transfer rate. It has a low annual fee, but the interest rate is fairly high. One cool feature is you can design your own card by uploading your own picture.

The Basics

Card class Visa

Card type Credit card

Purchase rate 18.49%

Balance transfer rate 7.99%

Annual fee $0

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details 3 additional cardholders at no extra cost

Purchase security Yes

Extended warranty Yes

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 18.49%

Cash advance rate 20.24%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period 6 months

Balance transfer rate -

Introductory balance transfer rate 7.99%

Interest free days 44 days

Minimum repayment -

Min. credit $1,000

Max. credit -

Cash advance limit $0

Cash advance limit period 0

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

ANZ says

An ANZ First Visa credit card may be suitable for you if you would like to:* have our no frills, low annual account fee card* enjoy 7.99% p.a. on balance transfers for the first 6 months1* have 24/7 Falcon™ around the clock monitoring for suspicious transactions on your ANZ First Visa card.

Key features

  • Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account
  • Up to 44 days interest free days on credit purchases
  • Up to 3 additional cards at no extra cost
  • 90 day Purchase Security Insurance*
  • Extended Warranty*
  • ANZ FalconTM – provides advanced around the clock monitoring for suspicious transactions
  • Online Shopping guarantee

Pros

  • 44 days interest free
  • 3 extra cardholders for free
  • Online guarantee

Cons

  • Fairly high interest rate
 
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