ANZ First

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Moneybuddy says

ANZ First Credit card is a basic Visa credit card with 44 interest free days and a low balance transfer rate. It has a low annual fee, but the interest rate is fairly high. One cool feature is you can design your own card by uploading your own picture.

The Basics

Card class Visa

Card type Credit card

Purchase rate 18.99%

Balance transfer rate 2.90%

Annual fee $30

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder Yes

Add. card holder details Yes - Flexibility to add up to three aditional card holders

Purchase security -

Extended warranty -

International travel insurance No

Online access No

Phone access No

The Facts & Figures

Purchase rate 18.99%

Cash advance rate 20.74%

Introductory purchase rate -

Introductory purchase rate period -

Introductory balance transfer period 12 months

Balance transfer rate -

Introductory balance transfer rate 2.90%

Interest free days 44 days

Minimum repayment -

Min. credit $1,000

Max. credit $15,000

Cash advance limit $0

Cash advance limit period 0

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee $0

Foreign exchange fees -

* Important note: All information provided by advertiser or taken from advertiser website and correct at time of publishing. If this information is incorrect, please contact us.

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ANZ says

Want one less thing to worry about? * Enjoy 2.9% p.a. on balance transfers for the first 12 months. * No frills, Low annual fee card. * Up to 55 days interest free on purchases. * Apply by 25 September 2010 to avail this offer.

Key features

* Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account * Up to 3 additional cards at no extra cost * 90 day Purchase Security Insurance* * Extended Warranty*