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ANZ Balance Visa by ANZ


ANZ Balance Visa

Institution : ANZ

Their Blurb

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Our View

The ANZ Balance Visa offers 0% p.a balance transfers for 6 months and a reasonable interest rate on purchases. You get 1 Reward Point for every $1 you repay to your balance and you can choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards, and how often you would like to be rewarded - every 3, 6 or 12 months. There is an annual account fee and also an additional rewards program fee (per card), as well as a $10 additional card holder fee. The card has a high cash advance rate, but does offer 55 days interest free and up to $15,000 credit limit.

Pros

  • 0% p.a balance transfers for 6 months
  • 1 Reward Point for every $1 you repay to your balance
  • Choose how you would like to be rewarded and how often you would like to be rewarded

Cons

  • High interest rate on cash advances

Card Type

Visa



The Facts & Figures 
Maximum Credit Limit$ 15000.00
Special offers -
Introductory (Balance transfer) period6.00
Minimum repayment -
Minimum Credit Limit -
The cool stuff: features 
Extended warranty No
Late Payment fee -
International travel insurance No
Reward Program Available Yes
Reward Program Name0.00
Interest Free Days55.00
Add card holder$10 additional card holder fee
Annual Card Fee$ 57.00
Purchase security No
Reward Program Fee0.00
Foreign Exchange fees -
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