ANZ Access Advantage Visa Debit Card

Moneybuddy says

Use the ANZ Access Advantage Visa Debit card like a regular credit card, but spend money you actually have. It's linked to the ANZ Access Advantage transaction account for all your every day banking.

The Basics

Card class Visa Debit

Card type Debit card

The cool stuff: features

Reward program No

Reward program name -

Reward program details -

Reward program terms -

Additional card holder No

Add. card holder details -

Purchase security Yes

Extended warranty No

International travel insurance No

Online access Yes

Phone access Yes

The Facts & Figures

Purchase rate p.a. 0%

Cash advance rate p.a. 0%

Introductory purchase rate p.a. 0%

Introductory purchase rate period (months) -

Introductory balance transfer period (months) -

Balance transfer rate p.a. 0%

Introductory balance transfer rate p.a. -

Interest free days 0 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period -

The ugly stuff: fees

Reward program fee -

Late payment fee -

Atm fee -

Foreign exchange fees -

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ANZ says

ANZ Access Advantage with Visa Debit gives you all the benefits of Visa, while spending your own money from your own account. Plus you can enjoy the convenience of the worldwide Visa network, which allows you to shop online, overseas and over the phone.* You can even use your card to withdraw money and pay bills.

Key features

Spend your own money from your own account
Enjoy the convenience of the worldwide Visa network, which allows you to shop online, overseas and over the phone.
Use your card to withdraw money and pay bills
Access to unlimited transactions using ANZ ATMs, ANZ Phone & Internet Banking, plus branch, cheque and EFTPOS
Enjoy the added security of ANZ Falcon™ fraud monitoring your ANZ Access Visa Debit card transactions - even when you're shopping overseas or online
ANZ Visa payWave for purchases under $100
Choose from 3 colours

Pros

Spend your own money from your own account
Use your card to withdraw money and pay bills
Free ANZ Visa payWave
If you're a full time student you may be eligible to have the $5 monthly fee waived