American Express Platinum Rewards Credit Card

Moneybuddy says

You can now join the AMEX family for $0! If you apply now for the American Express Platinum Rewards Card you will receive 5,000 Membership Reward points if you spend over $500 in the first 2 months.)

In addition to this great offer you can aslo receive a 0.99% p.a. on balance transfers for the first 6 months. (This offer excludes any existing or previous Card members, a one-off credit plan establishment fee of 1% applies to any balances transferred)

Offer ends 31st January 2015.

With the Platinum Rewards Credit Card, you receive complimentary enrolment in the Membership Rewards Ascent program where you can earn up to 2 Membership Reward points per $1 spend as follows:

-2x points at major supermarkets

-2x points at major petrol stations

-1 point for every dollar spent on all other purchases excluding utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points for every $1 spent

You can transfer the points you earn to 8 different airline reward partners

You’re entitled to add up to four complimentary Supplementary Cards with no annual fee

This Platinum Rewards Credit Card also comes with great protections including:

Refund and purchase protection, whereby American Express will refund the cost of eligible items bought on your Card if they are damaged or stolen within 90 days of purchase

And an Online Fraud Protection guarantee, which means If you see something unusual on your statement, all you have to do is let American Express knowlet as soon as possible and you won’t be held responsible for any unauthorised charges

The Basics

Card class AMEX

Card type Credit card

The cool stuff: features

Reward program Yes

Reward program name Membership Rewards Ascent

Reward program details With the Platinum Rewards Credit Card, you receive complimentary enrolment in the Membership Rewards Ascent program3 Earn up to 2 Membership Reward points per $1 spend as follows3: -2x points at major supermarkets3 -2x points at major petrol stations3 -1 point for every dollar spent on all other purchases excluding utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points for every $1 spent3 You can transfer the points you earn to 8 different airline reward partners4 You’re entitled to add up to four complimentary Supplementary Cards with no annual fee5 Refund and Purchase Protection6. We’ll repair or refund the cost of eligible items bought on your Card if they are damaged or stolen within 90 days of purchase Online Fraud Protection guarantee. If you see something unusual on your statement, let us know as soon as possible and you won’t be held responsible for any unauthorised charges7

Reward program terms American Express credit approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 January 2014 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No.291313. American Express credit approval criteria apply. Subject to Terms and Conditions. Fees and Charges apply. All information is correct as at 1 January 2014 and is subject to change. This offer is only available to those who reside in Australia.

Additional card holder Yes

Add. card holder details Complimentary Supplementary Cards for up to 4 family members

Purchase security Yes

Extended warranty -

International travel insurance -

Online access Yes

Phone access Yes

The Facts & Figures

Purchase rate p.a. 20.74%

Cash advance rate p.a. -

Introductory purchase rate p.a. -

Introductory purchase rate period (months) -

Introductory balance transfer period (months) 6

Balance transfer rate p.a. 20.74%

Introductory balance transfer rate p.a. 0.99%

Interest free days 55 days

Minimum repayment -

Min. credit -

Max. credit -

Cash advance limit -

Cash advance limit period

The ugly stuff: fees

Reward program fee $0

Late payment fee -

Atm fee -

International transaction fees Yes

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

American Express says

Receive 5,000 Membership Rewards Bonus Points2 when you apply by 31 January 2015, are approved and spend $500 on your Card within the first 2 months of Card Membership. This offer excludes existing Card Members or previous Card Members who have held any American Express Card in the last 12 months* $0 annual Card fee in the first year – and just $80 p.a. after that1 0.99% p.a. on balance transfers for the first 6 months. A one-off credit plan establishment fee of 1% applies to any balances transferred2

Key features

  • $0 Annual Fee in the first year
  • 0.99% Balance Transfer for 6 months
  • 5,000 Membership Reward points if you spend over $500 in the first 2 months
  • Complimentary enrolment in Membership Rewards Ascent Program
  • Earn up to 2 points per $1 Spent
  • Transfer points you earn to 8 different airline rewards partners
  • 4 Supplementary cards with no annual fee
  • Refund and Purchase Protection
  • Online Fraud Protection guarantee

Pros

  • $0 annual fee for the first year
  • 5000 bonus membership points if you spend over $500 in the first two months
  • 0.99% p.a. on balance transfers in the first year

Terms & conditions

Terms & Conditions found on americanexpress.com/au. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. A one-off credit plan establishment fee of 1% applies to any balances transferred. * Offer only available to new American Express Card members who apply by 31 January 2015, are approved and spend $500 on their new card in the first 2 months of Card membership. Card members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. 5,000 Membership Bonus Points will be awarded to the eligible card member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. 1. The American Express® Platinum Rewards Card will have a $0 introductory annual fee for the first year of Card Membership. After the first year, the annual fee for the Basic Card will be $80. There is no annual fee for up to 4 Additional Cards.

 
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