Compare personal loans

Compare rates, fees and features on 7 personal loans from 3 providers, including , and apply direct.

Thinking about taking a holiday? Maybe a new car? Had enough of that out-dated kitchen? If you don't have the savings to pay now, a personal loan may give you the opportunity to buy now and pay later with interest. To find out more and compare personal loans simply select the loans you are interested in and click the 'Compare' button. Remember when comparing personal loans on MoneyBuddy that while we have many listed we don't have every product or provider and you may not be able to compare some personal loan features.

The list below is not to be taken as a recommendation or an endorsement of any product or provider. We do not have any details of your personal circumstances and therefore are unable to make a recommendation as to which product might be most suitable for you. The information is presented to you so that you may make a decision based on your personal circumstances. The information in the list is presented randomly.

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

A Closer Look At Personal Loans

First of all you need to consider whether you should get a personal loan. Personal loans attract interest which will need to be repaid as well as the principle. Whilst it may appear attractive now in order to get what you want, a personal loan is a regular financial commitment usually over many years. Can you save up longer to get what you need? Do you really need whatever it is that you think you need?

If you do decide to get a personal loan, there are options of secured or unsecured. A secured loan is one where the lender has security against the loan - often a car. With a secured loan if you default on your payments the lender can repossess your car and sell it to recoup their money. An unsecured loan is often for other loan purposes like travel, renovations or a wedding and there is no security.

Depending on what requirements you have, you can compare personal loans on a range of different factors, including interest rates, fees and charges and the maximum amount allowable to borrow. Some personal loans allow you to make extra repayments and pay out the loan early, but others charge fees for doing this. A personal loan is a significant financial responsibility, so if you decide to get one, make sure it is likely to suit your financial situation now and into the future.

The comparison rate can also be helpful when comparing personal loans, as it takes into account all fees, charges and other items that will add to the cost of the loan. Remember that a comparison rate is based on a number of assumptions and so is accurate only for the example given - you'll always see a warning near the comparison rate which explains the assumptions.

Debt consolidation is another reason for getting a personal loan. Before entering into more debt commitments in order to reduce debt, you may want to speak with a financial adviser or financial counsellor. For debt consolidation plans to work effectively you may need to change the spending and saving habits that got you into debt in the first place

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