Compare No annual fee credit cards

Find a great low rate credit card deal. Compare features on 10 No annual fee credit cards from 6 providers, including Westpac, and apply direct.

A credit card with no annual fee may mean there is no ongoing annual fee or it may mean that the annual fee is waived in the first year. Some $0 annual fee credit cards may come with added benefits like a rewards program, but many don't.

Just keep in mind when comparing no annual fee credit cards on MoneyBuddy that although we list a number of cards and features, we may not have every every no annual fee card listed or every feature available to compare.

The list below is not to be taken as a recommendation or an endorsement of any product or provider. We do not have any details of your personal circumstances and therefore are unable to make a recommendation as to which product might be most suitable for you. The information is presented to you so that you may make a decision based on your personal circumstances. The information in the list is presented randomly.

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Choosing A Credit Card With No Annual Fee

Apart from interest payments, the annual fee can be one of the most costly expenses that comes from owning a credit card. There are a number of no annual fee credit cards available to consumers in Australia. Some have no ongoing annual fee and for some cards it is a promotion where the annual fee is waived - check carefully with any credit card you are interested in.

No annual fee credit cards may sound attractive, but you may be wise to dig a little deeper and decide if one is the right option for you. There are some important facts that you should educate yourself on before applying for a credit card with no annual fee. Sometimes the interest free period on the card is shorter than the 55 days on many credit cards. In some cases there are no interest free days. If your credit card has no interest free days, as soon as you make a purchase you'll start paying interest. This is potentially very expensive and the benefits of having no annual fee are likely to be outweighed.

Another important point is that many no annual fee credit cards do not have a rewards program which accompanies the card. This isn't always the case, so you may find a $0 annual fee card with a rewards program which meets your needs.

My shortlist

You can shortlist products here & email them later.

No products currently shortlisted.

Search

What are you looking for?

What type of card?

more options > Search Plan

Special offers

Find a mortgage broker

Enter your location to find a professional near you.

home > compare credit cards > no annual feecredit cards