| Product Name | Institution | Loan Type | Application Fee | Administration Fee (monthly) | Max LVR | Features | Description | Compare |
|---|
Aussie Standard Variable
 | Aussie | Standard Variable | $500.00 | - | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Standard variable with no monthly fees | |
Aussie Fixed Rate
 | Aussie | Fixed Rate | $500.00 | - | 95% | Extra Repayments, Ability to Split Loan, Interest only Payments | Fixed rate loan with ATM, Eftpos & BPay access | |
Aussie Basic
 | Aussie | Basic Variable | $500.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Basic Variable with a competitive interest rate | |
First Home Buyer Standard Variable
 | Aussie | Standard Variable | $500.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Low rate loan for first home buyers | |
First Home Buyer Fixed Rate
 | Aussie | Fixed Rate | $500.00 | $0.00 | 95% | Extra Repayments, Ability to Split Loan, Interest only Payments | First home buyers can apply for this loan | |
All-In-One
 | Aussie | Standard Variable | $500.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Deposit your salary and reduce monthly interest | |
Aussie Premium Plus
 | Aussie | Standard Variable | $250.00 | - | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Aimed at a higher borrower with good benefits | |
Express Low Doc
 | Aussie | Standard Variable | $500.00 | $0.00 | 80% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Take advantage of Low Doc process to secure lending | |
Easyloan Low Doc
 | Aussie | Standard Variable | $500.00 | $0.00 | 80% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Owner/Investors can apply using Low Doc | |
| ANZ Standard Variable Rate Home Loan | ANZ | Standard Variable | $500.00 | - | 95% | Extra Repayments, Ability to Split Loan, Offset Account Available, Interest only Payments | A standard variable loan with a competitive rate and lots of features. | |
| Wizard Clear Value | Wizard | Basic Variable | $100.00 | - | 100% | Extra Repayments, Ability to Split Loan | A basic variable home loan with no monthly fee and the option to fix | |
| Wizard Fastdoc 70 Loan | Wizard | Standard Variable | $100.00 | - | - | Extra Repayments, Redraw Facility, Ability to Split Loan | - | |
| Wizard Fastdoc 95 Loan | Wizard | Standard Variable | - | - | - | - | - | |
| Wizard Fastdoc Plus Loan | Wizard | Standard Variable | - | - | - | - | - | |
| Wizard Rate Breaker Loan | Wizard | Basic Variable | - | - | 80% | - | A very low rate basic variable home loan for residential owner occupiers | |
| Wizard Renovation Rescue Home Loan Package | Wizard | Standard Variable | - | - | - | - | - | |
| Wizard Rent Buster Home Loan | Wizard | Standard Variable | - | - | - | - | - | |
| Wizard Rent Buster Plus | Wizard | Standard Variable | - | - | - | - | - | |
| Wizard Smart Choice Loan | Wizard | Standard Variable | $100.00 | - | 100% | Extra Repayments, Ability to Split Loan | A standard variable rate loan with a competitive rate and loads of features | |
| Wizard Wealth Power (Line of Credit) | Wizard | Standard Variable | - | - | - | - | - | |
| Standard Variable | Virgin Money | Standard Variable | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Standard Variable loan with rewards program | |
| MyRate >$150k Advantage Loan | MyRate | Standard Variable | $0.00 | $0.00 | 97% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | No fees on standard applications. Up to 97% LVR. | |
| MyRate Construction Loan | MyRate | Standard Variable | $0.00 | $0.00 | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Borrow up to 90% of the completion value and 100% of construction costs | |
| MyRate 100% Variable Rate Loan | MyRate | Standard Variable | $0.00 | $0.00 | 100% | Extra Repayments, Redraw Facility | 100% variable rate loan with 3% genuine savings | |
| MyRate Lo-Doc Loan | MyRate | Standard Variable | $0.00 | $0.00 | 80% | Extra Repayments, Redraw Facility, Interest only Payments | Lo-Documentation loan | |
| MyRate All in One Line of Credit | MyRate | Line of Credit | $0.00 | $0.00 | 90% | Ability to Split Loan, Interest only Payments | Line of Credit | |
| My Rate Fixed Loan | MyRate | Fixed Rate | $0.00 | $0.00 | 97% | Extra Repayments, Ability to Split Loan, Interest only Payments | Fixed loan | |
| MyRate <$150k Advantage Loan | MyRate | Standard Variable | - | - | 97% | - | No fees on standard applications. Up to 97% LVR. | |
| Westpac Rocket Repay | Westpac | Standard Variable | $600.00 | - | - | Extra Repayments, Redraw Facility, Offset Account Available, Interest only Payments | Save interest by linking a transaction account | |
| Westpac Premium Option | Westpac | Standard Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Interest only Payments | Variable interest with a range of options | |
| Westpac Equity Access Loan | Westpac | Standard Variable | $600.00 | $10.00 | - | Extra Repayments, Interest only Payments | Use your property to borrow money | |
| Westpac Fixed Options | Westpac | Fixed Rate | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Interest only Payments | Fixed rate for up to 10 years | |
| Westpac Premium Option with 1 Year Guaranteed Rate | Westpac | Split Rate | $600.00 | $8.00 | - | Extra Repayments, Interest only Payments | Fixed rate in first year, then variable rate applies | |
| Westpac First Option Home Loan | Westpac | Standard Variable | $600.00 | $10.00 | - | Extra Repayments, Redraw Facility | Standard variable loan with optional extras | |
| NAB Base Variable Rate Home Loan | National Australia Bank | Basic Variable | $600.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | No monthly fees with flexible repayments | |
| NAB Introductory Rate Home Loan | National Australia Bank | Standard Variable | $600.00 | $10.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan | Fixed or variable rate for 12 months | |
| NAB FlexiPlus Mortgage | National Australia Bank | Standard Variable | - | - | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available | A line of credit attached to a transaction account | |
| NAB Tailored Home Loan - Variable Interest Rate | National Australia Bank | Standard Variable | $600.00 | $8.00 | 100% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Standard variable loan with interest only payments | |
| NAB Tailored Home Loan - Fixed Interest Rate | National Australia Bank | Fixed Rate | $600.00 | $8.00 | 100% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Fixed rate loan with portability | |
| NAB Portfolio Facility | National Australia Bank | Standard Variable | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Line of credit at home loan rates | |
| Standard Variable Rate Home / Investment Home Loan 1 Year Guaranteed Rate | Commonwealth Bank | Standard Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Fixed interest rate for 12 months | |
| Fixed Rate Home/Investment Loan Home Loan | Commonwealth Bank | Fixed Rate | $600.00 | $8.00 | - | Extra Repayments, Ability to Split Loan, Offset Account Available, Interest only Payments | Fixed interest rate over 5, 10 or 15 years | |
| Standard Variable Rate Home/Investment Home Loan | Commonwealth Bank | Standard Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Standard variable with lots of options | |
| 6 Month Discounted Variable Rate Home/Investment Home Loan | Commonwealth Bank | Standard Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | 6 months low rate loan with interest only payments | |
| 12 Month Discounted Variable Rate Home/Investment Home Loan | Commonwealth Bank | Standard Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | 12 month low interest rate with split loan feature | |
| Base Variable Interest Rate Home Loan | Commonwealth Bank | Basic Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Interest only Payments | Basic Variable rate with loan portability | |
| 3 Year Special Economiser Base Variable Interest Rate | Commonwealth Bank | Basic Variable | $600.00 | $8.00 | - | Extra Repayments, Redraw Facility, Interest only Payments | 3 year special interest rate | |
| Residential Equity Rate | Commonwealth Bank | Line of Credit | $600.00 | $12.00 | - | Extra Repayments, Redraw Facility, Interest only Payments | A line of credit with unlimited redraws | |
| Standard Variable Rate Loan | Greater Building Society | Standard Variable | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Standard Variable with free savings account | |
| Fixed Rate | Greater Building Society | Fixed Rate | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Protect against rate rises with this loan | |
| Mortgage Express | Greater Building Society | Standard Variable | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available | A 100% offset against the loan amount | |
| ANZ Easy Start Loan | ANZ | Standard Variable | $500.00 | $10.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Introductory rate loan with reward points | |
| ANZ Money Saver Loan | ANZ | Basic Variable | $500.00 | $8.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Basic Variable with holiday period | |
| ANZ Supplementary Loan | ANZ | Standard Variable | $350.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Access equity in your home or investment property | |
| ANZ Fixed Rate Loan | ANZ | Fixed Rate | $500.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Fixed Rate home loan with no monthly fees | |
| ANZ Residential Land Loan | ANZ | Standard Variable | $500.00 | $0.00 | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Standard Variable for home builders | |
| ANZ Money Saver Land Loan | ANZ | Standard Variable | $500.00 | $8.00 | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Split your loan between variable and fixed | |
| HSBC Home Value | HSBC | Basic Variable | $500.00 | $0.00 | 97% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | - | |
| Home Rewards | HSBC | Standard Variable | $500.00 | $0.00 | 97% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Rate drops by 0.75% after 3 years | |
| Variable Rate Loan | HSBC | Standard Variable | $500.00 | $0.00 | 97% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Standard variable with a low introductory rate | |
| Fixed Rate | HSBC | Fixed Rate | $500.00 | $0.00 | 97% | Extra Repayments, Ability to Split Loan, Interest only Payments | - | |
| HSBC Home Smart | HSBC | Standard Variable | $500.00 | $0.00 | 97% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available | Line of credit with low introductory rate | |
| HSBC Home Equity | HSBC | Standard Variable | $500.00 | $0.00 | 80% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Just pay the interest only each month | |
| Virgin 3 or 5 Year Fixed | Virgin Money | Fixed Rate | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Fixed rate locked for 3 or 5 years | |
| Virgin 3 or 5 Year Fixed Low Doc | Virgin Money | Fixed Rate | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Low Doc process for self employed | |
| Low Doc Variable | Virgin Money | Standard Variable | $0.00 | $0.00 | - | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Low Doc variable home loan | |
| Citibank Basic Mortgage | Citibank | Basic Variable | $399.00 | $8.00 | 100% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Basic Variable with up to 100% LVR | |
| Standard Variable Mortgage | Citibank | Standard Variable | $399.00 | $8.00 | 100% | Extra Repayments, Redraw Facility, Ability to Split Loan, Interest only Payments | Standard Variable can be linked to credit card | |
| Citibank Standard Fixed Rate | Citibank | Fixed Rate | $399.00 | $8.00 | 100% | Ability to Split Loan, Interest only Payments | Fixed rate loan can be packaged with a credit card | |
| Citibank Standard Offset Mortgage | Citibank | Standard Variable | $399.00 | $8.00 | 100% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | Standard Variable with an income offset account | |
| Citibank Mortgage Power | Citibank | Standard Variable | - | - | - | - | Line of credit secured against your property | |
| AIMS Best Choice Discount Home Loan | AIMS Home Loans | Standard Variable | $0.00 | $0.00 | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |
| AIMS Super Saver Discount Home Loan | AIMS Home Loans | Standard Variable | $660.00 | $0.00 | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |
| AIMS Money Saver Home Loan | AIMS Home Loans | Standard Variable | $0.00 | $0.00 | 90% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available | - | |
| AIMS Gold Standard Variable Home Loan | AIMS Home Loans | Standard Variable | $0.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |
| AIMS Complete Home Loan | AIMS Home Loans | Standard Variable | $660.00 | $0.00 | 95% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |
| AIMS Gold Nodoc Variable Home Loan | AIMS Home Loans | Standard Variable | $660.00 | $0.00 | 75% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |
| AIMS Gold Lodoc Variable Home Loan | AIMS Home Loans | Standard Variable | $660.00 | $0.00 | 80% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |
| AIMS Flexi Lodoc Variable Home Loan | AIMS Home Loans | Standard Variable | $660.00 | $0.00 | 80% | Extra Repayments, Redraw Facility, Ability to Split Loan, Offset Account Available, Interest only Payments | - | |