St.George Car Loan
If you would like a car loan with St.George Bank, you have come to the right place! On Moneybuddy we list St.George's Car Loans with all the features and rates you need to know about, plus you can apply for the loans online straight from our pages! Click here to see the St.George Car Loans.
St.George New Car Loan
St.George offer both a variable rate used car loan or a fixed rate new car loan. Each has it's own advantages. For starters the interest rate on the fixed new car loan is lower then the variable. But this is due to the features of the loan, on a variable loan you can redraw on the loan, whereas with a fixed rate loan you cannot. A fixed rate car loan does give you the piece of mind of knowing exactly how much your weekly repayments will be though, as there will be no rate change for as long as you have your car loan. With a variable loan this rate change is always a risk, if Australian cash rates go up, so will your repayments! (It also works in reverse, so this could be a plus!)
St.George Used Car Loan
St.George offer the same two types of loans, fixed or variable on used cars as well. The difference between the used car loan and the new car loan, is obviously that the new car loan can't be used on a used car. The rate here is higher than the new car loan, and the car is still used as security on the loan.
Other St.George Car Loan Features
Main features of all St.George Car Loans is that the borrowing amount allowable is anything between $3,000 to $80,000. You can choose the frequency of your repayment on St.George Car Loans, either weekly, fortnightly or monthly, with terms of loans between 1 year and 7 years. St.George also offer car insurance, making it easier for you to pay off the costs of your car with one company.
To apply online for a St.George Car Loan, Click Here.