How much can I borrow loan calculator

How much can I borrow?

This loan calculator will give you an indication of how much you can borrow if you are looking to take out a major loan, such as for a home or property investment. The "how much can I borrow" loan calculator can be used by individuals or by joint borrowers. You might also like to take a look at the how long to repay your mortgage calculator.

Instructions

Indicate whether it will be a single or joint application, then enter your income and expenses. Use the sliders to adjust the term of the loan and interest rate. The results are displayed in the box below the graph. You can see by adjusting the income and interest rate figures that small amounts over a long period of time can make quite a difference to your capacity to borrow.

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Disclaimer: Calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product. Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. Advice should be obtained from a financial services licensee before making financial decisions. Calculator does not assume changes in the cost of living over time. Default assumptions: For the purpose of this calculator, all months are assumed to be of equal length. One year is assumed to comprise 52 weeks and therefore 364 days (as opposed to the actual 365 days or 366 days).