How much can I borrow loan calculator

How much can I borrow?

This loan calculator - also known as a borrowing capacity calculator - will give you an indication of how much you can borrow if you are looking to take out a major loan, such as for a home or property investment. The "how much can I borrow" loan calculator can be used by individuals or by joint borrowers. You might also like to take a look at the how long to repay your mortgage calculator.


Indicate whether it will be a single or joint application, then enter your income and expenses. Use the sliders to adjust the term of the loan and interest rate. The results are displayed in the box below the graph. You can see by adjusting the income and interest rate figures that small amounts over a long period of time can make quite a difference to your capacity to borrow.

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