How much can I afford to borrow calculator

How much can I afford to borrow?

This calculator will give you an indication of how much you can afford to pay each month in mortgage repayments, and so how much you might be able to borrow. You can also see how loan term, interest rate and payment frequency affect your borrowing power. You may also be interested in our borrowing power calculator.


Fill in your available funds information: current rent payment, regular surplus cash and money set aside for discretionary spending. Then fill in details of the loan: interest rate, loan term and repayment frequency. The calculator will show how much you can afford to repay each payment period, total borrowing amount and total interest that would be payable aver the life of the loan. The graph will also show the principal and interest payable through the life of the loan. You can also calculate the required deposit based on various deposit percentages. The deposit required will vary depending on the lending institution.

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