Westpac Choice eAccount

Headline interest rate p.a.
Monthly fee
Account type

Moneybuddy says

A cost-saving everyday bank account from Westpac that reduces the monthly fee in exchange for limiting branch access to your funds (i.e. banking is only unlimited online or via telephone). You still get unlimited ATM/EFTPOS access, but branch access carries a fee (so the account won't suit you if you like to bank via your local branch). A natural choice for those preferring convenient online access to their funds.

The Basics

Interest paid -

Interest calculated -

Headline interest rate p.a. -

Monthly fee -

Account type Transaction

The cool stuff: features

ATM access Yes

EFTPOS access Yes

Branch access Yes

Internet Banking Yes

Age restrictions -

Cheque book facility -

Debit card -


GiroPost -

Phone access Yes

The Facts & Figures

Balance less than $1k (p.a.) -

Balance less than $5k (p.a.) -

Balance less than $25k (p.a.) -

Balance greater than $100k (p.a.) -

Min. balance -

Min. opening deposit -

Number of free elect transactions per month -

The ugly stuff: fees

Other bank ATM fee -

EFTPOS transaction fee -

Branch assistance fee -

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Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Westpac says

An everyday transaction account if you prefer banking mainly via electronic channels.

Unlimited Westpac electronic transactions (i.e. Internet Banking, Automated Telephone Banking, ATMs and EFTPOS), $* flat monthly account service fee

Features and Benefits

Receive paperless estatements, Enjoy convenient ATM and EFTPOS access with Debit MasterCard enabling you to make purchases overseas, online and over the phone at ** million locations worldwide

Access Options Internet Banking, Automated Telephone Banking, ATM, EFTPOS


  • Convenient
  • time saving
  • Saves $* a month on the standard Choice account


  • Still charges $* per month
  • which could be seen as a high fee for restricted access
  • Fees each time you visit a Westpac branch

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