Westpac Basic

Headline interest rate p.a.
Monthly fee
Account type

Moneybuddy says

A great everyday solution for those receiving government pension or benefit, with no monthly fee but unlimited access to branch, ATM, EFTPOS, telephone and online banking.

The Basics

Interest paid Quarterly

Interest calculated Daily

Headline interest rate p.a. -

Monthly fee -

Account type Transaction

The cool stuff: features

ATM access Yes

EFTPOS access Yes

Branch access Yes

Internet Banking Yes

Age restrictions -

Cheque book facility -

Debit card -


GiroPost -

Phone access Yes

The Facts & Figures

Balance less than $1k (p.a.) -

Balance less than $5k (p.a.) -

Balance less than $25k (p.a.) -

Balance greater than $100k (p.a.) -

Min. balance -

Min. opening deposit -

Number of free elect transactions per month -

The ugly stuff: fees

Other bank ATM fee -

EFTPOS transaction fee -

Branch assistance fee -

All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing. MoneyBuddy endeavours to keep product information up to date however we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. We recommend that you check the accuracy of all information provided on this website with the product provider. MoneyBuddy earns a referral fee from redirecting website users to a product provider's website. Further details are provided in relation to specific product information. Website users have no obligation to apply for a product or service that they may be referred to by this website.

Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Westpac says

A low-cost everyday transaction account for customers in receipt of a government pension or benefit who need their monies deposited directly into a bank account and have their pension or benefit paid into this account.

No monthly account service fee Unlimited Westpac transactions, across branch, ATM, EFTPOS, Telephone and Internet Banking

Features and Benefits

Paperless estatements as standard (paper statements available on request), Enjoy convenient ATM and EFTPOS access with Debit MasterCard enabling you to make purchases overseas, online and over the phone at over ** million locations worldwide

Access Options

Branch, Internet Banking, Telephone Banking, ATM, EFTPOS


  • No monthly fee
  • Unlimited access across all mediums (branch
  • ATM
  • telephone and online banking)

My shortlist

You can shortlist products here & email them later.

No products currently shortlisted.


What are you looking for?

What type of account?

more options > Search Plan

Special offers

Find a mortgage broker

Enter your location to find a professional near you.