United Credit Union United Term Deposit

United Credit Union
Headline interest rate p.a.
-
Monthly fee
-
Account type
Term deposit

Moneybuddy says

Good term deposit for * month investment period. Those wishing to invest less than $*,*** or needing the flexibility to remove funds early without a heavy penality should probably look elsewhere.

The Basics

Interest paid Quarterly

Interest calculated Daily

Headline interest rate p.a. -

Monthly fee -

Account type Term deposit

The cool stuff: features

ATM access -

EFTPOS access -

Branch access -

Internet Banking -

Age restrictions -

Cheque book facility -

Debit card -

BPAY -

GiroPost -

Phone access -

The Facts & Figures

Balance less than $1k (p.a.) -

Balance less than $5k (p.a.) -

Balance less than $25k (p.a.) -

Balance greater than $100k (p.a.) -

Min. balance -

Min. opening deposit -

Number of free elect transactions per month -

The ugly stuff: fees

Other bank ATM fee -

EFTPOS transaction fee -

Branch assistance fee -

* Important note: All product information comes from the product provider or an affiliate and to the best of our knowledge is correct at time of publishing.

United Credit Union says

United's Term Deposits offer a competitive interest rate, a choice of terms and a guaranteed return. This gives you the satisfaction of knowing that your money is working for you and will earn the results you expect at the end of the term. We offer income options where you can have your interest paid monthly, quarterly or annually, and your United Term Deposit account can be used with the Loyalty Package to save money on any transaction fees.

You can open a Term Deposit Account with an investment of $**** or more and the interest rate is guaranteed for ** days to * years.

Key features

  • Several term options
  • High rate for all * month investments greater than $****

Pros

  • Great * month rate for balances of more than $****
  • Several term length options

Cons

  • No longer than * year term available
  • Very low rate for balances of less than $****
  • Rate reduces to *.**% if funds withdrawn before maturity date
 

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